Page 29 - 2018 SLU New Hire Guide
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Saint Louis University
Required Annual Notices
Saint Louis University is required by law to provide you with the following notices.
Women’s Health and Cancer Rights Act 3. Saint Louis University has
determined the prescription drug
The Women’s Health and Cancer Rights Act of 1998 (“WHCRA”) provides certain coverage offered by the medical
protections for individuals receiving mastectomy-related beneits. Coverage will be plan options under the Saint Louis
provided in a manner determined in consultation with the attending physician and the University Welfare Beneit Plan
patient, for: (the “plan”) is “creditable.” In other
words, Saint Louis University has
X All stages of reconstruction of the breast on which the mastectomy was determined the prescription drug
performed; coverage offered by the medical
plan options under the plan is, on
X Surgery and reconstruction of the other breast to produce a symmetrical average for all plan participants,
appearance; expected to pay out as much as
X Prostheses; and standard Medicare prescription drug
coverage pays (and, therefore,
X Treatment of physical complications of the mastectomy, including lymphedemas. is considered to be “creditable”
coverage). Because your existing
The Saint Louis University medical plan provides medical coverage for mastectomies coverage is creditable coverage, you
and the related procedures listed above, subject to the same deductibles and can keep this coverage and not pay
coinsurance applicable to other medical and surgical beneits provided under this plan. a higher premium (a penalty) if you
decide to later join a Medicare drug
For deductible and coinsurance information which applies under the medical plan, or plan.
if you would like more information on WHCRA beneits, please refer to the summary
plan description for the medical plan or contact Beneits at 314.977.2595.
Medicare Part D Creditable Coverage Notice
Important Notice from Saint Louis University About Your
Prescription Drug Coverage and Medicare
1. Please read this notice carefully for information about your current prescription
drug coverage from Saint Louis University and about your options under
Medicare’s prescription drug coverage. This information can help you decide
whether or not you want to join a Medicare drug plan.
If you are considering joining, you should compare your current coverage, including
which drugs are covered at what cost, with the coverage and costs of the plans
offering Medicare prescription drug coverage in your area. Information about where
you can get help to make decisions about your prescription drug coverage is at the
end of this notice. There are important things you need to know about your current
coverage and Medicare’s prescription drug coverage.
2. Medicare prescription drug coverage became available in 2006 to everyone with
Medicare. You can get this coverage if you join a Medicare Prescription Drug Plan
or join a Medicare Advantage Plan (like an HMO or PPO) which offers prescription
drug coverage. Medicare drug plans provide at least a standard level of coverage
set by Medicare. Some plans may also offer more coverage for a higher monthly
premium.
29
Required Annual Notices
Saint Louis University is required by law to provide you with the following notices.
Women’s Health and Cancer Rights Act 3. Saint Louis University has
determined the prescription drug
The Women’s Health and Cancer Rights Act of 1998 (“WHCRA”) provides certain coverage offered by the medical
protections for individuals receiving mastectomy-related beneits. Coverage will be plan options under the Saint Louis
provided in a manner determined in consultation with the attending physician and the University Welfare Beneit Plan
patient, for: (the “plan”) is “creditable.” In other
words, Saint Louis University has
X All stages of reconstruction of the breast on which the mastectomy was determined the prescription drug
performed; coverage offered by the medical
plan options under the plan is, on
X Surgery and reconstruction of the other breast to produce a symmetrical average for all plan participants,
appearance; expected to pay out as much as
X Prostheses; and standard Medicare prescription drug
coverage pays (and, therefore,
X Treatment of physical complications of the mastectomy, including lymphedemas. is considered to be “creditable”
coverage). Because your existing
The Saint Louis University medical plan provides medical coverage for mastectomies coverage is creditable coverage, you
and the related procedures listed above, subject to the same deductibles and can keep this coverage and not pay
coinsurance applicable to other medical and surgical beneits provided under this plan. a higher premium (a penalty) if you
decide to later join a Medicare drug
For deductible and coinsurance information which applies under the medical plan, or plan.
if you would like more information on WHCRA beneits, please refer to the summary
plan description for the medical plan or contact Beneits at 314.977.2595.
Medicare Part D Creditable Coverage Notice
Important Notice from Saint Louis University About Your
Prescription Drug Coverage and Medicare
1. Please read this notice carefully for information about your current prescription
drug coverage from Saint Louis University and about your options under
Medicare’s prescription drug coverage. This information can help you decide
whether or not you want to join a Medicare drug plan.
If you are considering joining, you should compare your current coverage, including
which drugs are covered at what cost, with the coverage and costs of the plans
offering Medicare prescription drug coverage in your area. Information about where
you can get help to make decisions about your prescription drug coverage is at the
end of this notice. There are important things you need to know about your current
coverage and Medicare’s prescription drug coverage.
2. Medicare prescription drug coverage became available in 2006 to everyone with
Medicare. You can get this coverage if you join a Medicare Prescription Drug Plan
or join a Medicare Advantage Plan (like an HMO or PPO) which offers prescription
drug coverage. Medicare drug plans provide at least a standard level of coverage
set by Medicare. Some plans may also offer more coverage for a higher monthly
premium.
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