Page 43 - Walden Security

Core Services

RENEWALS
MARKET • Initial renewal forecast 6 months • Employee contribution modeling
Blocking and tackling LEVERAGE prior; renewal 5 months prior • Actuary-certiied IBNR (self funded)

• Customized projections
LOCKTON IS YOUR ADVOCATE • Premium equivalent and COBRA
IN THE MARKETPLACE • Health reform model rate setting (self funded) (factoring
• Benchmarks into account custom domestic
reimbursement levels, i.e., 50%)
• Demographic analysis
• Monte Carlo simulation (stop loss)
• Plan offering and change modeling (self funded)

MARKETING

• Formal RFP — inancials, plan • Stop loss and pharmacy purchasing
FINANCIAL design, contractual terms specialty practices (self funded)
EXPERTS
• Carve-out negotiations: pharmacy,
stop loss (self funded)

MARKET LEVERAGE

CARRIER/ • Top 10 national employee beneit • Underwriters and actuarial
VENDOR broker — fastest organic growth specialists on staff locally and
AGNOSTIC • Preferred partner status nationally
• On carrier/vendor advisory boards • Independent decisions that align
with our clients’ objectives
• Senior relationships

• Best and the brightest service teams
in the industry

Walden Security — Lockton Employee Beneits Practice Overview 43 Lockton Companies