Page 16 - Harvard Maintenance HPS Field Ops 2022 Benefits Guide
P. 16
Calendar Year 2022
Benefits Enrollment

Disability—Short Term (STD)




Short Term Disability Benefits Can Replace What are the Costs for
Income In Challenging Times Benefits?

Even with careful saving and planning, most people count on a The employee cost is
steady paycheck to cover their monthly expenses. Unfortunately, personally calculated for you
it only takes a brief time away from work to upset the balance . once you log into the online
You can protect the income you depend on with disability beneits portal at
insurance. If you need to take time of to recover from an illness enroll.beneitsconnect.net/
or injury, disability insurance from Guardian may provide a myharvardbeneits .
portion of lost income for a period of time, helping alleviate the
inancial hardship and cover regular expenses-from paying rent State Disability
to buying groceries . Insurance


STD Beneits Several states ofer a State
Monthly Beneit Up to 60% of weekly earnings Disability Insurance (SDI)
Maximum Beneit $2,000 weekly program . If you become
Duration of Beneit 12 weeks disabled due to an accident
Waiting Period 7 days/beneit begins on the 8th day or illness you may be entitled
Pre-existing Conditions 3 months look-back; 12 months after exclusion to receive beneits under the
Eligible for Coverage All full-time employees SDI program. This beneit will
integrate with that state plan .


For more information,
please visit your state
government website .
































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