Page 14 - Future Steps
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Wellness Benefit Critical Illness Coverage
This benefit pays $50 per
calendar year per covered Critical illness coverage through Cigna is designed to help offset the inancial effects
member if a covered health of a catastrophic illness with a lump sum cash beneit if you or a loved one are
screening test is performed
(after a 30-day waiting diagnosed with a covered critical illness. The critical illness beneit is based on the
period), including blood amount of coverage in effect on the date of diagnosis of a critical illness or the date
tests, chest x-rays, stress
tests, mammograms, and treatment is received according to the terms and provisions of the policy.
colonoscopies. A full list of
covered tests will be provided During beneits enrollment, you can elect this coverage without medical questions.
in your certificate.
X Employee options: $5,000/$10,000/$20,000 beneit
X Spouse: 50% of employee-elected beneit
X Child(ren): 25% of employee-elected beneit
X Coverage is portable which means you can take this plan with you if you no
longer work for the company
Covered Conditions Percentage of Benefit Payable Upon Diagnosis
Cancer 100%
Heart Attack 100%
Stroke 100%
Renal (Kidney) Failure 100%
Major Organ Transplant 100%
Paralysis 100%
Amyotrophic Lateral Sclerosis (ALS) 100%
Blindness 100%
Coronary Artery Bypass Graft 25%
Carcinoma in situ 25%
Rates for this plan are available through the enrollment portal as they vary based on age, tobacco use and
beneit amount selected.
Voluntary Short Term Disability
Coverage
Starting in 2017, coverage will no longer be available for voluntary short term
disability (STD) through Colonial Life. However, for those individuals who are
currently enrolled, coverage can be continued but on a direct basis. Colonial Life will
provide directions how to retain coverage and submit premium. Premium rates are
portable and will not change when moving from payroll deduction to direct payment.
GESM
14
This benefit pays $50 per
calendar year per covered Critical illness coverage through Cigna is designed to help offset the inancial effects
member if a covered health of a catastrophic illness with a lump sum cash beneit if you or a loved one are
screening test is performed
(after a 30-day waiting diagnosed with a covered critical illness. The critical illness beneit is based on the
period), including blood amount of coverage in effect on the date of diagnosis of a critical illness or the date
tests, chest x-rays, stress
tests, mammograms, and treatment is received according to the terms and provisions of the policy.
colonoscopies. A full list of
covered tests will be provided During beneits enrollment, you can elect this coverage without medical questions.
in your certificate.
X Employee options: $5,000/$10,000/$20,000 beneit
X Spouse: 50% of employee-elected beneit
X Child(ren): 25% of employee-elected beneit
X Coverage is portable which means you can take this plan with you if you no
longer work for the company
Covered Conditions Percentage of Benefit Payable Upon Diagnosis
Cancer 100%
Heart Attack 100%
Stroke 100%
Renal (Kidney) Failure 100%
Major Organ Transplant 100%
Paralysis 100%
Amyotrophic Lateral Sclerosis (ALS) 100%
Blindness 100%
Coronary Artery Bypass Graft 25%
Carcinoma in situ 25%
Rates for this plan are available through the enrollment portal as they vary based on age, tobacco use and
beneit amount selected.
Voluntary Short Term Disability
Coverage
Starting in 2017, coverage will no longer be available for voluntary short term
disability (STD) through Colonial Life. However, for those individuals who are
currently enrolled, coverage can be continued but on a direct basis. Colonial Life will
provide directions how to retain coverage and submit premium. Premium rates are
portable and will not change when moving from payroll deduction to direct payment.
GESM
14
