Page 5 - 2017 FutureSteps
P. 5
Eligibility Defensive
Coordination of
If you are an active, full-time or part-time employee working 30 hours or Medical Benefits
more per week, you and your dependents may elect to participate in our W&T Offshore’s medical plan
Future Steps program. includes what is commonly
referred to as a Defensive
Your eligible dependents include the following. Coordination of Beneits
Provision. Under this provision,
Your legally recognized spouse spouses of W&T Offshore
Your children who are under 26 years of age and are: employees who are offered
Your biological child(ren) medical beneits through their
own employer must elect
Your adopted child(ren) coverage through their employer
Your stepchild(ren) in order to be eligible for any
Your foster child(ren) additional coverage under W&T
Offshore’s medical plan. For
Any child(ren) for whom you have been given through court order example, you may cover your
legal responsibility, such as guardianship papers or adoption papers spouse under the W&T Offshore
Incapacitated child(ren) over age 26 due to mental and/or physical plan as secondary coverage,
assuming you have primary
disability coverage for your spouse under
his or her employer’s plan. The
When Are You Eligible? W&T Offshore plan will continue
You have a total of 30 days from your eligibility date to complete and return all to pay up to the amount it
enrollment forms to the Human Resources department. would have paid if it were your
spouse’s primary coverage, less
You are eligible for the following insurance plans on the irst day of the any amount paid by his or her
month following your date of hire: medical, dental, vision, voluntary life, employer’s plan.
and identity theft/LegalShield beneits If your spouse later loses
W&T provides 401(k), basic life and accidental death and eligibility under his or her
dismemberment (AD&D), short and long term disability (STD/LTD), and employer’s plan, he or she would
lexible spending account (FSA) at no cost to you, beginning on your hire be allowed back on the W&T
date Offshore medical plan as long
You are eligible for educational reimbursement after 1 year with the as application is made within 30
days of losing coverage.
company
5
Coordination of
If you are an active, full-time or part-time employee working 30 hours or Medical Benefits
more per week, you and your dependents may elect to participate in our W&T Offshore’s medical plan
Future Steps program. includes what is commonly
referred to as a Defensive
Your eligible dependents include the following. Coordination of Beneits
Provision. Under this provision,
Your legally recognized spouse spouses of W&T Offshore
Your children who are under 26 years of age and are: employees who are offered
Your biological child(ren) medical beneits through their
own employer must elect
Your adopted child(ren) coverage through their employer
Your stepchild(ren) in order to be eligible for any
Your foster child(ren) additional coverage under W&T
Offshore’s medical plan. For
Any child(ren) for whom you have been given through court order example, you may cover your
legal responsibility, such as guardianship papers or adoption papers spouse under the W&T Offshore
Incapacitated child(ren) over age 26 due to mental and/or physical plan as secondary coverage,
assuming you have primary
disability coverage for your spouse under
his or her employer’s plan. The
When Are You Eligible? W&T Offshore plan will continue
You have a total of 30 days from your eligibility date to complete and return all to pay up to the amount it
enrollment forms to the Human Resources department. would have paid if it were your
spouse’s primary coverage, less
You are eligible for the following insurance plans on the irst day of the any amount paid by his or her
month following your date of hire: medical, dental, vision, voluntary life, employer’s plan.
and identity theft/LegalShield beneits If your spouse later loses
W&T provides 401(k), basic life and accidental death and eligibility under his or her
dismemberment (AD&D), short and long term disability (STD/LTD), and employer’s plan, he or she would
lexible spending account (FSA) at no cost to you, beginning on your hire be allowed back on the W&T
date Offshore medical plan as long
You are eligible for educational reimbursement after 1 year with the as application is made within 30
days of losing coverage.
company
5
