Page 2 - EMSAR 2022 Benefits Guide
P. 2
Table of Contents
Associate Beneits Overview . . . . . . . . . . . .2 Dental Insurance . . . . . . . . . . . . . . . . . . . .12
Beneits at a Glance . . . . . . . . . . . . . . . . . . .3 Vision Insurance . . . . . . . . . . . . . . . . . . . . .13
Enrollment and Eligibility . . . . . . . . . . . . . . .4 Life/AD&D . . . . . . . . . . . . . . . . . . . . . . . . . .14
Medical Beneits . . . . . . . . . . . . . . . . . . . . . .5 Disability Beneits . . . . . . . . . . . . . . . . . . . .15
Virtual Visits . . . . . . . . . . . . . . . . . . . . . . . . . .7 Voluntary Beneits . . . . . . . . . . . . . . . . . . .16
24/7 Nurseline . . . . . . . . . . . . . . . . . . . . . . . . 8 Additional Resources . . . . . . . . . . . . . . . . .18
BCBSTX Online Resources . . . . . . . . . . . . . .8 Pet Insurance . . . . . . . . . . . . . . . . . . . . . . .20
Health Savings Account . . . . . . . . . . . . . . . .9 Discount Programs . . . . . . . . . . . . . . . . . . .21
How Your HSA Works With Your Plan . . .10 401(k) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22
Well On Target . . . . . . . . . . . . . . . . . . . . . .11 Contact Information . . . . . . . . . . . . . . . . . .23
Associate Benefits Overview
EMSAR is proud to ofer a full beneits package to eligible full-time associates. The complete beneits
package is summarized in this booklet, which details important information about your available health
coverage in a standardized format. It also contains important information that you may wish to refer to
throughout the year.
We recommend that you take the time to educate yourself and discuss your options with your family to
ensure you select the best coverage for you and your dependents.
The information contained in this enrollment guide is an outline of the coverages ofered by EMSAR. It does not include all of
the terms, coverages, exclusions, limitations and conditions of the actual contract language. If there is a conlict between the
information in this guide and the actual plan documents or policies, the documents or policies will always govern. Complete
details about the beneits can be obtained by reviewing current plan descriptions, contracts, certiicates, policies and plan
documents. Plan documents or policies will be made available for review upon request. EMSAR reserves the right to modify,
amend, suspend or terminate any plan at any time for any reason.
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Associate Beneits Overview . . . . . . . . . . . .2 Dental Insurance . . . . . . . . . . . . . . . . . . . .12
Beneits at a Glance . . . . . . . . . . . . . . . . . . .3 Vision Insurance . . . . . . . . . . . . . . . . . . . . .13
Enrollment and Eligibility . . . . . . . . . . . . . . .4 Life/AD&D . . . . . . . . . . . . . . . . . . . . . . . . . .14
Medical Beneits . . . . . . . . . . . . . . . . . . . . . .5 Disability Beneits . . . . . . . . . . . . . . . . . . . .15
Virtual Visits . . . . . . . . . . . . . . . . . . . . . . . . . .7 Voluntary Beneits . . . . . . . . . . . . . . . . . . .16
24/7 Nurseline . . . . . . . . . . . . . . . . . . . . . . . . 8 Additional Resources . . . . . . . . . . . . . . . . .18
BCBSTX Online Resources . . . . . . . . . . . . . .8 Pet Insurance . . . . . . . . . . . . . . . . . . . . . . .20
Health Savings Account . . . . . . . . . . . . . . . .9 Discount Programs . . . . . . . . . . . . . . . . . . .21
How Your HSA Works With Your Plan . . .10 401(k) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22
Well On Target . . . . . . . . . . . . . . . . . . . . . .11 Contact Information . . . . . . . . . . . . . . . . . .23
Associate Benefits Overview
EMSAR is proud to ofer a full beneits package to eligible full-time associates. The complete beneits
package is summarized in this booklet, which details important information about your available health
coverage in a standardized format. It also contains important information that you may wish to refer to
throughout the year.
We recommend that you take the time to educate yourself and discuss your options with your family to
ensure you select the best coverage for you and your dependents.
The information contained in this enrollment guide is an outline of the coverages ofered by EMSAR. It does not include all of
the terms, coverages, exclusions, limitations and conditions of the actual contract language. If there is a conlict between the
information in this guide and the actual plan documents or policies, the documents or policies will always govern. Complete
details about the beneits can be obtained by reviewing current plan descriptions, contracts, certiicates, policies and plan
documents. Plan documents or policies will be made available for review upon request. EMSAR reserves the right to modify,
amend, suspend or terminate any plan at any time for any reason.
2
