Page 14 - Acadia 2022 Benefits Guide | DBI
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Short-Term Disability Long-Term Disability
Acadia offers Short-Term Disability Insurance on a voluntary Long-Term Disability Insurance, offered through Acadia on a
basis. This beneit provides income protection in the event you voluntary basis, is designed to protect your income if you are
cannot work due to a covered illness or injury. If elected, the totally or partially disabled and not able to work for an extended
semi-monthly premiums are taken as a post-tax deduction. This period of time. If elected, the semi-monthly premiums are
allows any beneits you receive to be tax-free. taken as a post-tax deduction. This allows any beneits you
receive to be tax-free.
SHORT-TERM DISABILITY SCHEDULE AMOUNT
LONG-TERM DISABILITY SCHEDULE AMOUNT
Weekly Beneit Amount 60% of weekly salary
Monthly Beneit Amount 60% of salary
Weekly Beneit Maximum $1,000
Monthly Beneit Maximum $5,000
Beneits Begin 15 day of injury or illness
th
Beneits Begin 91 day of disability
st
Beneits Duration Up to 11 weeks Later of age 65
Beneits Duration or social security normal
Pre-existing Condition 12 months for conditions treated retirement age
Limitation within the 3 months prior to
effective date of coverage 12 months for conditions treated
Pre-existing Condition within the 3 months prior to
Limitation
Before you enroll, you may want to consider whether your effective date of coverage
state offers a state disability and/or family leave program.
Please reach out to your state’s disability ofice for additional Note: Please reference the rates on page 29 of this
information. enrollment guide for your long-term disability rates.
Note: Please reference the rates on page 29 of this
enrollment guide for your short-term disability rates.
Limitations and Exclusions
Beneits will not be paid for disability due to: (1) a result of a self-inlicted injury, (2) not being under the regular care of a doctor when
requesting disability beneits, or (3) involvement in a felony commission, act of war or participation in a riot. Additional details can be
found in the plan summary located in UltiPro under the My Company page or you may request from Human Resources.
14 | Detroit Behavioral Institute (DBI)
Short-Term Disability Long-Term Disability
Acadia offers Short-Term Disability Insurance on a voluntary Long-Term Disability Insurance, offered through Acadia on a
basis. This beneit provides income protection in the event you voluntary basis, is designed to protect your income if you are
cannot work due to a covered illness or injury. If elected, the totally or partially disabled and not able to work for an extended
semi-monthly premiums are taken as a post-tax deduction. This period of time. If elected, the semi-monthly premiums are
allows any beneits you receive to be tax-free. taken as a post-tax deduction. This allows any beneits you
receive to be tax-free.
SHORT-TERM DISABILITY SCHEDULE AMOUNT
LONG-TERM DISABILITY SCHEDULE AMOUNT
Weekly Beneit Amount 60% of weekly salary
Monthly Beneit Amount 60% of salary
Weekly Beneit Maximum $1,000
Monthly Beneit Maximum $5,000
Beneits Begin 15 day of injury or illness
th
Beneits Begin 91 day of disability
st
Beneits Duration Up to 11 weeks Later of age 65
Beneits Duration or social security normal
Pre-existing Condition 12 months for conditions treated retirement age
Limitation within the 3 months prior to
effective date of coverage 12 months for conditions treated
Pre-existing Condition within the 3 months prior to
Limitation
Before you enroll, you may want to consider whether your effective date of coverage
state offers a state disability and/or family leave program.
Please reach out to your state’s disability ofice for additional Note: Please reference the rates on page 29 of this
information. enrollment guide for your long-term disability rates.
Note: Please reference the rates on page 29 of this
enrollment guide for your short-term disability rates.
Limitations and Exclusions
Beneits will not be paid for disability due to: (1) a result of a self-inlicted injury, (2) not being under the regular care of a doctor when
requesting disability beneits, or (3) involvement in a felony commission, act of war or participation in a riot. Additional details can be
found in the plan summary located in UltiPro under the My Company page or you may request from Human Resources.
14 | Detroit Behavioral Institute (DBI)
