Page 12 - TVS New Hire Guide
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EMPLOYEE BASIC TERM LIFE/AD&D
ASSISTANCE TVS SCS NA provides employees with a lat $50,000 basic life/accidental
death and dismemberment (AD&D) beneit at no cost. Age reductions
PROGRAM do apply. TVS SCS NA also provides a spouse beneit of $2,000 and
(EAP) child(ren) beneit of $500 for children age birth through 14 days, and
$1,000 for children age 15 days to 26 years. Please see Human Resources
All employees have access to for more information.
a FREE EAP through Mercy.
The program offers conidential VOLUNTARY TERM LIFE/AD&D
assistance and counseling for
childcare, eldercare, adoption, You have the opportunity to purchase optional term life insurance and
relationships, and inancial issues. optional AD&D through Aetna for you, your spouse, and your children.
If you waive this coverage when you are irst eligible and decide to elect
Toll-free phone and web this coverage at a later date or if you elect optional term life coverage for
counseling are also available 24/7. an amount that exceeds $150,000, a health questionnaire will be required.
Please call either 314.729.4600 or SHORT TERM DISABILITY (STD)
800.413.8008 and select option Short term disability insurance is through Aetna. If you meet the
#2. To learn more about the deinition of disability as determined by the insurance company, you
program, visit www.mercy.net or will be eligible to receive a beneit equal to 60% of your pre-disability
see Human Resources. earnings, to a maximum of $1,000 per week for a speciied number of
weeks depending on eligibility. Your STD beneits may be reduced by
the amount of other income you receive for the same disability. If your
disability is the result of an injury that occurs while you are covered under
the plan, your elimination period—the length of time of continuous
disability which must be satisied before you are eligible to receive
beneits—is 14 days. If you did not elect coverage when initially eligible, a
health questionnaire will be required before coverage is approved.
LONG TERM DISABILITY (LTD)
Long term disability insurance is through Aetna. You will be eligible to
receive a monthly LTD beneit if you meet the deinition of disability.
For employee paid beneits, a health questionnaire will be required before
coverage is approved if not elected when initially eligible.
Note: Please see Human Resources for rates more detailed information .
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ASSISTANCE TVS SCS NA provides employees with a lat $50,000 basic life/accidental
death and dismemberment (AD&D) beneit at no cost. Age reductions
PROGRAM do apply. TVS SCS NA also provides a spouse beneit of $2,000 and
(EAP) child(ren) beneit of $500 for children age birth through 14 days, and
$1,000 for children age 15 days to 26 years. Please see Human Resources
All employees have access to for more information.
a FREE EAP through Mercy.
The program offers conidential VOLUNTARY TERM LIFE/AD&D
assistance and counseling for
childcare, eldercare, adoption, You have the opportunity to purchase optional term life insurance and
relationships, and inancial issues. optional AD&D through Aetna for you, your spouse, and your children.
If you waive this coverage when you are irst eligible and decide to elect
Toll-free phone and web this coverage at a later date or if you elect optional term life coverage for
counseling are also available 24/7. an amount that exceeds $150,000, a health questionnaire will be required.
Please call either 314.729.4600 or SHORT TERM DISABILITY (STD)
800.413.8008 and select option Short term disability insurance is through Aetna. If you meet the
#2. To learn more about the deinition of disability as determined by the insurance company, you
program, visit www.mercy.net or will be eligible to receive a beneit equal to 60% of your pre-disability
see Human Resources. earnings, to a maximum of $1,000 per week for a speciied number of
weeks depending on eligibility. Your STD beneits may be reduced by
the amount of other income you receive for the same disability. If your
disability is the result of an injury that occurs while you are covered under
the plan, your elimination period—the length of time of continuous
disability which must be satisied before you are eligible to receive
beneits—is 14 days. If you did not elect coverage when initially eligible, a
health questionnaire will be required before coverage is approved.
LONG TERM DISABILITY (LTD)
Long term disability insurance is through Aetna. You will be eligible to
receive a monthly LTD beneit if you meet the deinition of disability.
For employee paid beneits, a health questionnaire will be required before
coverage is approved if not elected when initially eligible.
Note: Please see Human Resources for rates more detailed information .
12
