Page 25 - Future Steps
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Critical Illness 2017 Beneits Enrollment
The Compass Critical Illness Insurance offered through Voya pays a lump-sum
beneit if you are diagnosed with a covered illness or condition. The money you
receive through this beneit can help you pay for your medical expenses or any
life expenses that you may have (utility bills, mortgage, etc.). You can purchase
this beneit in $5,000 increments up to $20,000. Once you purchase coverage for
yourself, you may also purchase coverage for your spouse or child(ren). The full
beneit you elected is paid out for several major illnesses or conditions including but
not limited to the following cancer, heart attack, stroke, major organ failure, coma,
deafness, blindness, multiple sclerosis, ALS, and Alzheimer’s disease.
Please note conditions for which you received medical treatment for in the prior
12 months are not covered for the irst 12 months of coverage under the policy.
Following your irst 12 months of coverage, beneits for your pre-existing condition
are the same as any other eligible condition.
The policy also includes a wellness beneit. This provides an annual beneit payment
if you complete a health screening test. You may only receive a beneit once per year,
even if you complete multiple health screening tests. Examples of a health screening
test include but are not limited to, Pap test, serum cholesterol test for HDL and LDL
levels, mammogram, colonoscopy, and stress test on bicycle or treadmill. The annual
beneit is $50 for completing a health screening test. If your spouse and/or children
are covered, they are also eligible for the wellness beneit. Your spouse’s beneit
amount is also $50. The beneit for child coverage is $25 with an annual maximum
of $100 for children’s beneits.
For additional beneit details, pricing, and examples of how the beneit works, please
refer to the Compass Critical Illness brochure found on the Attachments Tab of the
Brainshark. Please note the rates are age-banded and based on your tobacco status.
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The Compass Critical Illness Insurance offered through Voya pays a lump-sum
beneit if you are diagnosed with a covered illness or condition. The money you
receive through this beneit can help you pay for your medical expenses or any
life expenses that you may have (utility bills, mortgage, etc.). You can purchase
this beneit in $5,000 increments up to $20,000. Once you purchase coverage for
yourself, you may also purchase coverage for your spouse or child(ren). The full
beneit you elected is paid out for several major illnesses or conditions including but
not limited to the following cancer, heart attack, stroke, major organ failure, coma,
deafness, blindness, multiple sclerosis, ALS, and Alzheimer’s disease.
Please note conditions for which you received medical treatment for in the prior
12 months are not covered for the irst 12 months of coverage under the policy.
Following your irst 12 months of coverage, beneits for your pre-existing condition
are the same as any other eligible condition.
The policy also includes a wellness beneit. This provides an annual beneit payment
if you complete a health screening test. You may only receive a beneit once per year,
even if you complete multiple health screening tests. Examples of a health screening
test include but are not limited to, Pap test, serum cholesterol test for HDL and LDL
levels, mammogram, colonoscopy, and stress test on bicycle or treadmill. The annual
beneit is $50 for completing a health screening test. If your spouse and/or children
are covered, they are also eligible for the wellness beneit. Your spouse’s beneit
amount is also $50. The beneit for child coverage is $25 with an annual maximum
of $100 for children’s beneits.
For additional beneit details, pricing, and examples of how the beneit works, please
refer to the Compass Critical Illness brochure found on the Attachments Tab of the
Brainshark. Please note the rates are age-banded and based on your tobacco status.
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