Page 9 - Vidant Health | Providers 2021 Benefit Guide
P. 9
Vidant Health Benefits Guide
Basic, Choice and Medical New for 2021, Vidant is proud to
Savings Plans introduce a new tier—the Vidant
The Basic and Choice Plans are Preferred Provider Integrated Care (VIC) network.
Organization (PPO) plans and the Medical Savings VIC was developed to enhance the quality and continuity of
Plan works with a health savings account to help pay care and improve the patient experience, all while lowering
the overall cost.
for your medical expenses. Which plan works best for
you depends on many factors including your budget VIC contains a comprehensive network of providers
for health care coverage and the types of treatment and collaborating across eastern North Carolina to share
services you will likely need in the coming year. To help information and best practices. The network includes lower
you determine which plan is the best it for you and copays for VMG clinics, Physicians East, ECU Physicians
your family, be sure to use ALEX (see Page 3), which clinics, Greenville Pediatrics and others. For a complete list
of available providers, visit the MedCost website.
compares the plans for you and provides the optimum
cost option based on your needs. The providers and clinics within the VIC network work
closely together, leverage up-to-date technology and data
With the Basic and Choice Plans, you will pay a copay at analytics, and standardize care to ensure patients receive
the time of service for ofice visits or urgent care from the same quality care, regardless of location.
a VIC or Tier A network provider. You will pay a copay
for most covered prescription drugs, and for most How to Find an In-Network
other covered services, you’ll pay the deductible plus Provider
coinsurance. You will pay a deductible then a portion of
the covered services when visiting a Tier B or out-of- To locate providers in the Vidant Health Plan Provider
network provider in the Basic and Choice Plans. With Directory, you can log on to www.medcost.com and
the Medical Savings Plan you will pay a deductible and click “Find a Doctor.” Select “Vidant Health Plan
then a portion of the covered services. Provider Directory” as your Network for Care.
The tables (see Pages 10 and 11) provide an overview Select “Vidant Health Plan Provider Directory” for
of the beneits available from each plan. With all providers in the new VIC and Tier A network. Select
three plans, preventive care services performed by “MedCost Network Provider Directory” for providers
an in-network provider are covered at 100% with no in Tier B. You will get the best cost savings by going
charge to you. The new VIC Tier, which includes to a provider listed in the Vidant Health Plan Provider
Vidant providers and facilities, will always provide the Directory. If you choose the Tier B network “MedCost
highest beneit. Note that if you do not use the Vidant Network Provider Directory,” you will still have beneit
network or the MedCost network, your costs will be coverage but will pay more out of pocket.
considerably higher.
In addition, there are additional directories for plan
members that reside in Virginia as well as those
that reside outside of NC, SC and VA. Checkout
www.medcost.com for a full listing of directories.
9
Basic, Choice and Medical New for 2021, Vidant is proud to
Savings Plans introduce a new tier—the Vidant
The Basic and Choice Plans are Preferred Provider Integrated Care (VIC) network.
Organization (PPO) plans and the Medical Savings VIC was developed to enhance the quality and continuity of
Plan works with a health savings account to help pay care and improve the patient experience, all while lowering
the overall cost.
for your medical expenses. Which plan works best for
you depends on many factors including your budget VIC contains a comprehensive network of providers
for health care coverage and the types of treatment and collaborating across eastern North Carolina to share
services you will likely need in the coming year. To help information and best practices. The network includes lower
you determine which plan is the best it for you and copays for VMG clinics, Physicians East, ECU Physicians
your family, be sure to use ALEX (see Page 3), which clinics, Greenville Pediatrics and others. For a complete list
of available providers, visit the MedCost website.
compares the plans for you and provides the optimum
cost option based on your needs. The providers and clinics within the VIC network work
closely together, leverage up-to-date technology and data
With the Basic and Choice Plans, you will pay a copay at analytics, and standardize care to ensure patients receive
the time of service for ofice visits or urgent care from the same quality care, regardless of location.
a VIC or Tier A network provider. You will pay a copay
for most covered prescription drugs, and for most How to Find an In-Network
other covered services, you’ll pay the deductible plus Provider
coinsurance. You will pay a deductible then a portion of
the covered services when visiting a Tier B or out-of- To locate providers in the Vidant Health Plan Provider
network provider in the Basic and Choice Plans. With Directory, you can log on to www.medcost.com and
the Medical Savings Plan you will pay a deductible and click “Find a Doctor.” Select “Vidant Health Plan
then a portion of the covered services. Provider Directory” as your Network for Care.
The tables (see Pages 10 and 11) provide an overview Select “Vidant Health Plan Provider Directory” for
of the beneits available from each plan. With all providers in the new VIC and Tier A network. Select
three plans, preventive care services performed by “MedCost Network Provider Directory” for providers
an in-network provider are covered at 100% with no in Tier B. You will get the best cost savings by going
charge to you. The new VIC Tier, which includes to a provider listed in the Vidant Health Plan Provider
Vidant providers and facilities, will always provide the Directory. If you choose the Tier B network “MedCost
highest beneit. Note that if you do not use the Vidant Network Provider Directory,” you will still have beneit
network or the MedCost network, your costs will be coverage but will pay more out of pocket.
considerably higher.
In addition, there are additional directories for plan
members that reside in Virginia as well as those
that reside outside of NC, SC and VA. Checkout
www.medcost.com for a full listing of directories.
9
