Page 28 - Future Steps
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2017 BENEFITS ENROLLMENT



Term Life insurance



Life Insurance Protection When You Need It

Most

Life insurance needs to change as life circumstances change. You may
need different coverage if you are experiencing the following.


ƒ Getting married ƒ Having a child
ƒ Buying a home ƒ Taking on additional debt

Term life insurance from Colonial Life & Accident Insurance Company
provides protection for a speciied period of time, typically offering

the greatest amount of coverage for the lowest initial premium. This
fact makes term life insurance a good choice for supplementing cash
value coverage during life stages where obligations are higher, such as
while children are young. It is also a good option for families on a tight

budget—especially because you can convert it to a permanent cash value
plan later.


Benefits of Colonial Life’s Term Life
Insurance

ƒ Provides a beneit for the beneiciary which is typically free from
income tax

ƒ The policy’s accelerated death beneit pays a percentage of the death
beneit if the insured is diagnosed with a terminal illness

ƒ You can take it with you if you change jobs or retire

ƒ Convert to a Colonial Life cash value life insurance plan, with no
proof of good health, to age 75

ƒ Spouse and dependent children coverage is available


Why take chances with your family’s inancial security? Talk with your
Colonial Life beneits counselor about term life insurance and how it can
help protect what you have worked so hard to build.


Additional coverage information is available to you at
http://visityouville.com/ROHBeneits






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