Page 28 - Future Steps
P. 28
2017 BENEFITS ENROLLMENT
Term Life insurance
Life Insurance Protection When You Need It
Most
Life insurance needs to change as life circumstances change. You may
need different coverage if you are experiencing the following.
Getting married Having a child
Buying a home Taking on additional debt
Term life insurance from Colonial Life & Accident Insurance Company
provides protection for a speciied period of time, typically offering
the greatest amount of coverage for the lowest initial premium. This
fact makes term life insurance a good choice for supplementing cash
value coverage during life stages where obligations are higher, such as
while children are young. It is also a good option for families on a tight
budget—especially because you can convert it to a permanent cash value
plan later.
Benefits of Colonial Life’s Term Life
Insurance
Provides a beneit for the beneiciary which is typically free from
income tax
The policy’s accelerated death beneit pays a percentage of the death
beneit if the insured is diagnosed with a terminal illness
You can take it with you if you change jobs or retire
Convert to a Colonial Life cash value life insurance plan, with no
proof of good health, to age 75
Spouse and dependent children coverage is available
Why take chances with your family’s inancial security? Talk with your
Colonial Life beneits counselor about term life insurance and how it can
help protect what you have worked so hard to build.
Additional coverage information is available to you at
http://visityouville.com/ROHBeneits
28 REGIONAL ONE HEALTH
Term Life insurance
Life Insurance Protection When You Need It
Most
Life insurance needs to change as life circumstances change. You may
need different coverage if you are experiencing the following.
Getting married Having a child
Buying a home Taking on additional debt
Term life insurance from Colonial Life & Accident Insurance Company
provides protection for a speciied period of time, typically offering
the greatest amount of coverage for the lowest initial premium. This
fact makes term life insurance a good choice for supplementing cash
value coverage during life stages where obligations are higher, such as
while children are young. It is also a good option for families on a tight
budget—especially because you can convert it to a permanent cash value
plan later.
Benefits of Colonial Life’s Term Life
Insurance
Provides a beneit for the beneiciary which is typically free from
income tax
The policy’s accelerated death beneit pays a percentage of the death
beneit if the insured is diagnosed with a terminal illness
You can take it with you if you change jobs or retire
Convert to a Colonial Life cash value life insurance plan, with no
proof of good health, to age 75
Spouse and dependent children coverage is available
Why take chances with your family’s inancial security? Talk with your
Colonial Life beneits counselor about term life insurance and how it can
help protect what you have worked so hard to build.
Additional coverage information is available to you at
http://visityouville.com/ROHBeneits
28 REGIONAL ONE HEALTH