Page 5 - Acadia 2022 Benefits Guide | Tower
P. 5
Discover My Acadia Health
Health Care Coverage
You have three plan options through BlueCross BlueShield of TN:
1) Buy Up PPO Plan PhysicianNow Services
This plan offers a lower deductible, copay, and out-of-pocket PhysicianNow services are available with any BCBST medical
maximum. The semi-monthly premium that you pay for this option selected. PhysicianNow (Telehealth) is not intended to
plan will be at a higher rate. replace your primary care physician (PCP) for treating common
or chronic conditions. However, a virtual doctor’s consultation
2) Base PPO Plan can be an acceptable alternative for visiting the doctor’s
This plan offers a higher deductible, copay and out-of-pocket ofice or urgent care center for non-emergency situations (for
maximum. The semi-monthly premium that you pay for this example: allergies, fever, sinus infections, respiratory issues, sore
plan will be at a lower rate. throat, rashes).
3) High Deductible Health Plan (HDHP) y You must register before using services.
This plan provides coverage under the BCBS PPO network after y You can register by logging into your BlueAccess account
a deductible, coinsurance and other out-of-pocket expenses at bcbst.com/log-in/member and clicking “Talk with a
are met. The HDHP has a higher deductible than other types Doctor Now.”
of health plans, which equates to a lower premium rate. y You can also call 888.283.6691 or download the
You will pay 100 percent of the cost of prescriptions, doctor PhysicianNow mobile app.
visits, emergency room visits as well as the cost of surgeries
and out-patient procedures until you reach your deductible.
However, this plan may cover certain low-cost maintenance Virtual Visits with BCBST
medications at 100% whether or not you’ve met your BCBST medical plans now offer coverage for virtual visits
deductible. Contact BCBST for coverage conirmation. with participating providers including your primary care
physician, specialists, and behavioral health providers.
The same copays, deductibles, and coinsurance will
apply as a face-to-face visit with your doctor. To access
this service, simply call your provider and see if they are
allowing virtual visits, then book your appointment.
Nurseline
Answers to your health questions are only a phone call away.
800.818.8581 | 800.848.0298 (TTY).
2022 Employee Beneits Guide | 5
Health Care Coverage
You have three plan options through BlueCross BlueShield of TN:
1) Buy Up PPO Plan PhysicianNow Services
This plan offers a lower deductible, copay, and out-of-pocket PhysicianNow services are available with any BCBST medical
maximum. The semi-monthly premium that you pay for this option selected. PhysicianNow (Telehealth) is not intended to
plan will be at a higher rate. replace your primary care physician (PCP) for treating common
or chronic conditions. However, a virtual doctor’s consultation
2) Base PPO Plan can be an acceptable alternative for visiting the doctor’s
This plan offers a higher deductible, copay and out-of-pocket ofice or urgent care center for non-emergency situations (for
maximum. The semi-monthly premium that you pay for this example: allergies, fever, sinus infections, respiratory issues, sore
plan will be at a lower rate. throat, rashes).
3) High Deductible Health Plan (HDHP) y You must register before using services.
This plan provides coverage under the BCBS PPO network after y You can register by logging into your BlueAccess account
a deductible, coinsurance and other out-of-pocket expenses at bcbst.com/log-in/member and clicking “Talk with a
are met. The HDHP has a higher deductible than other types Doctor Now.”
of health plans, which equates to a lower premium rate. y You can also call 888.283.6691 or download the
You will pay 100 percent of the cost of prescriptions, doctor PhysicianNow mobile app.
visits, emergency room visits as well as the cost of surgeries
and out-patient procedures until you reach your deductible.
However, this plan may cover certain low-cost maintenance Virtual Visits with BCBST
medications at 100% whether or not you’ve met your BCBST medical plans now offer coverage for virtual visits
deductible. Contact BCBST for coverage conirmation. with participating providers including your primary care
physician, specialists, and behavioral health providers.
The same copays, deductibles, and coinsurance will
apply as a face-to-face visit with your doctor. To access
this service, simply call your provider and see if they are
allowing virtual visits, then book your appointment.
Nurseline
Answers to your health questions are only a phone call away.
800.818.8581 | 800.848.0298 (TTY).
2022 Employee Beneits Guide | 5
