Page 3 - 2017 US Benefits Highlighter - for Legacy IGATE employees in the FS SBU
P. 3
Important Beneits Changes
for the 2017 Plan Year
Medical Plan Flexible Spending Accounts (FSAs)
➤ ➤ You will have a choice of two comprehensive Medical/Prescription ➤ ➤ Regardless of your Medical Plan choice, you may participate in
Drug Plan options ofered through Blue Cross Blue Shield of a Health Care Flexible Spending Account (FSA) for 2017.
Illinois (BCBS of IL) and CVS Caremark: the Premier and Basic ➤ ➤ To participate in a Health Care or Dependent Care FSA in the
Medical PPO Plans. 2017 Plan Year, you must enroll during this enrollment period.
➤ ➤ Your payroll contributions for medical coverage will decrease. You may contribute up to $2,600 to the Health Care FSA and
➤ ➤ BCBS of IL is the Medical Plan carrier, replacing up to $5,000 to the Dependent Care FSA. You have a grace
UnitedHealthcare (UHC). Prescription beneits will continue to period until March 15, 2018, to incur eligible expenses for an
be managed by CVS Caremark. Check BCBS of IL’s in-network FSA. The inal date you may submit a claim for reimbursement
provider list to see if your current medical care providers is March 31, 2018.
participate in the BCBS of IL network and to explore additional ➤ ➤ If you are currently in the Silver or Bronze Health Savings Account
BCBS of IL providers. In some cases, you may apply for a (HSA) option and have a balance in your HSA, you may use
limited transition of care period if you wish to continue with a that balance to pay for current or future unreimbursed medical
UHC provider who is not in the BCBS of IL network. expenses. You may not add to your current HSA account, but
Dental Benefits you will not lose the balance in the account.
Retirement Benefits
➤ ➤ You will pay less for comparable dental coverage in 2017.
➤ ➤ As of January 1, 2017, we will ofer a new 401(k) Safe Harbor
➤ ➤ You will have three dental options ofered through Delta Dental.
The Enhanced Dental PPO Plan provides the most comprehensive Plan with an improved Capgemini-paid match. The Capgemini
coverage including orthodontia coverage. The Basic Dental PPO matching contribution will be $1 for every $1 you contribute up
Plan is a lower-cost option that does not include orthodontia to the irst 3% of your pay plus $0.50 for every $1 you contribute
coverage. The Dental HMO (DMO) provides comprehensive on the next 2% of your pay. Capgemini matching contributions
coverage with a limited network of doctors at a lower cost. in the new Safe Harbor Plan will be immediately 100% vested.
Vision Benefits
➤ ➤ A new Vision Plan, similar to the IGATE Premier Vision Plan,
will be ofered through EyeMed. Your payroll contributions for
enhanced vision coverage will decrease.
➤ ➤ Basic vision coverage is included in the Medical Plan. If this
coverage meets your needs, you may not need to buy the
enhanced coverage provided through the Voluntary Vision Plan.
Compare coverages in the 2017 Benefits Guide.
CAPGEMINI 2017 ENROLLMENT HIGHLIGHTS 2
for the 2017 Plan Year
Medical Plan Flexible Spending Accounts (FSAs)
➤ ➤ You will have a choice of two comprehensive Medical/Prescription ➤ ➤ Regardless of your Medical Plan choice, you may participate in
Drug Plan options ofered through Blue Cross Blue Shield of a Health Care Flexible Spending Account (FSA) for 2017.
Illinois (BCBS of IL) and CVS Caremark: the Premier and Basic ➤ ➤ To participate in a Health Care or Dependent Care FSA in the
Medical PPO Plans. 2017 Plan Year, you must enroll during this enrollment period.
➤ ➤ Your payroll contributions for medical coverage will decrease. You may contribute up to $2,600 to the Health Care FSA and
➤ ➤ BCBS of IL is the Medical Plan carrier, replacing up to $5,000 to the Dependent Care FSA. You have a grace
UnitedHealthcare (UHC). Prescription beneits will continue to period until March 15, 2018, to incur eligible expenses for an
be managed by CVS Caremark. Check BCBS of IL’s in-network FSA. The inal date you may submit a claim for reimbursement
provider list to see if your current medical care providers is March 31, 2018.
participate in the BCBS of IL network and to explore additional ➤ ➤ If you are currently in the Silver or Bronze Health Savings Account
BCBS of IL providers. In some cases, you may apply for a (HSA) option and have a balance in your HSA, you may use
limited transition of care period if you wish to continue with a that balance to pay for current or future unreimbursed medical
UHC provider who is not in the BCBS of IL network. expenses. You may not add to your current HSA account, but
Dental Benefits you will not lose the balance in the account.
Retirement Benefits
➤ ➤ You will pay less for comparable dental coverage in 2017.
➤ ➤ As of January 1, 2017, we will ofer a new 401(k) Safe Harbor
➤ ➤ You will have three dental options ofered through Delta Dental.
The Enhanced Dental PPO Plan provides the most comprehensive Plan with an improved Capgemini-paid match. The Capgemini
coverage including orthodontia coverage. The Basic Dental PPO matching contribution will be $1 for every $1 you contribute up
Plan is a lower-cost option that does not include orthodontia to the irst 3% of your pay plus $0.50 for every $1 you contribute
coverage. The Dental HMO (DMO) provides comprehensive on the next 2% of your pay. Capgemini matching contributions
coverage with a limited network of doctors at a lower cost. in the new Safe Harbor Plan will be immediately 100% vested.
Vision Benefits
➤ ➤ A new Vision Plan, similar to the IGATE Premier Vision Plan,
will be ofered through EyeMed. Your payroll contributions for
enhanced vision coverage will decrease.
➤ ➤ Basic vision coverage is included in the Medical Plan. If this
coverage meets your needs, you may not need to buy the
enhanced coverage provided through the Voluntary Vision Plan.
Compare coverages in the 2017 Benefits Guide.
CAPGEMINI 2017 ENROLLMENT HIGHLIGHTS 2
