Page 3 - Guide
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Benefits Enrollment 2017 Beneits Enrollment
Beneits Enrollment is here, giving you the opportunity to review and make changes
to your health and welfare beneit elections for 2017. Our company is proud of the Dependent Audit
strong total rewards package we offer and remains committed to providing high ClearChoice will be conducting
quality, affordable healthcare. This guide will provide you with additional information a dependent audit to verify
that there are no ineligible
on the changes, how they may affect you, and programs and beneits which can help members on our health plan.
you manage additional costs. Being informed about your beneits coverage is the This is important because if
there are ineligible member on
best way to receive the healthcare you need and the most value from your beneits our plan, it increases the cost
program. for everyone.
A qualifying event is a change in your personal life which may impact your eligibility
or your dependent’s eligibility for beneits. Examples of some qualifying events
include the following.
X Change of legal marital status (e.g., marriage, divorce, death of spouse, legal
separation)
X Change in number of dependents (e.g., birth, adoption, death of dependent,
ineligibility due to age)
X Change in employment or job status
If your status changes from part-time to full-time, you are eligible for beneits the
irst of the month following the date of the status change. It is your responsibility to
notify Human Resources within 30 days of the qualifying life event. Failure to notify
Human Resources within 30 days will prohibit your ability to change your beneits
election(s).
Employee Eligibility
Eligible Employees
ClearChoice’s full-time employees working 30 hours or more per week are eligible for
our health, dental, vision, life, and disability plans. Newly hired employees become
eligible on the irst of the month following 30 days of employment.
Dependent Eligibility
As you become eligible for beneits, so do your eligible dependents. In general,
eligible dependents include your spouse and children up to age 26. If your child is
mentally or physically disabled, coverage may continue beyond age 26 once proof
of the ongoing disability is provided. Children may include natural, adopted, step-
children, or children obtained through court-appointed legal guardianship.
3
Beneits Enrollment is here, giving you the opportunity to review and make changes
to your health and welfare beneit elections for 2017. Our company is proud of the Dependent Audit
strong total rewards package we offer and remains committed to providing high ClearChoice will be conducting
quality, affordable healthcare. This guide will provide you with additional information a dependent audit to verify
that there are no ineligible
on the changes, how they may affect you, and programs and beneits which can help members on our health plan.
you manage additional costs. Being informed about your beneits coverage is the This is important because if
there are ineligible member on
best way to receive the healthcare you need and the most value from your beneits our plan, it increases the cost
program. for everyone.
A qualifying event is a change in your personal life which may impact your eligibility
or your dependent’s eligibility for beneits. Examples of some qualifying events
include the following.
X Change of legal marital status (e.g., marriage, divorce, death of spouse, legal
separation)
X Change in number of dependents (e.g., birth, adoption, death of dependent,
ineligibility due to age)
X Change in employment or job status
If your status changes from part-time to full-time, you are eligible for beneits the
irst of the month following the date of the status change. It is your responsibility to
notify Human Resources within 30 days of the qualifying life event. Failure to notify
Human Resources within 30 days will prohibit your ability to change your beneits
election(s).
Employee Eligibility
Eligible Employees
ClearChoice’s full-time employees working 30 hours or more per week are eligible for
our health, dental, vision, life, and disability plans. Newly hired employees become
eligible on the irst of the month following 30 days of employment.
Dependent Eligibility
As you become eligible for beneits, so do your eligible dependents. In general,
eligible dependents include your spouse and children up to age 26. If your child is
mentally or physically disabled, coverage may continue beyond age 26 once proof
of the ongoing disability is provided. Children may include natural, adopted, step-
children, or children obtained through court-appointed legal guardianship.
3
