Page 2 - 2020AONBenefitsGuide

Table of Contents

Your 2020 Beneits Guide ...................... . 3

Medical and Prescription Beneits ................. . 4

Pharmacy Beneits ........................... . 5

Health Savings Account (HSA) ................... . 7

Teladoc ................................... . 8

Dental—New Options! ......................... . 9

Vision ................................... . 10

Flexible Spending Accounts .................... . 11

Flexible Spending Worksheet ................... . 13
Life and AD&D Insurance ..................... . 14

Employee Assistance Program .................. . 15
Cigna Assistance Programs .................... . 15

Cigna Short Term Disability .................... . 16

Cigna Long Term Disability .................... . 17

Cigna Voluntary Beneits ...................... . 18

401(k) ................................... . 24

Paid Time Of .............................. . 25

Education ................................ . 26

Employee Beneits – Discount Program ........... . 27

How to Enroll in Your Beneits .................. . 28

Frequently Asked Questions .................... . 29

Questions About Your Beneits? ................. . 32

Open Enrollment Presentation

You can access the 2020 beneit video via the link
https://www.brainshark.com/LocktonSTL/20AONBE. Be sure to view the
attachments tab of the enrollment presentation for access to many documents,
including the enrollment guide, annual notices, and much more.

2 2020 Benefits Guide