Page 11 - Brady Corporation 2021 Annual Benefits Florida
P. 11
Brady Benefits Guide
Tools to Access Care
Virtual Visits For Expecting Mothers
You have the option, through myuhc.com or the If you’re planning to have a baby, the Maternity
UnitedHealthcare app, to video chat with a doctor for Support Program provides information and support
a wide array of common issues, including: throughout your pregnancy and after giving birth.
When you enroll in the program, you’ll be able to
Allergies Rashes work with a maternity nurse who is available to
Bronchitis Sore throats answer your questions and help you with things like:
Eye infections Upset stomachs Choosing a doctor or nurse midwife, and help
Flu And more with inding a pediatrician or other specialist
Headaches/migraines Information to help you take care of yourself and
A trip to the emergency room for these and other the health of your baby—even if your pregnancy
common ailments can be very expensive, but if you is considered high-risk
use the Virtual Visits program your cost is just $50 Support to help you manage your health—
or less. physically and emotionally—before and after your
baby is born
Connect with a Therapist For more information on this program, go to
Another tool that you may ind helpful is Talkspace myuhc.phs.com/maternitysupport or download
which connects you to and allows messaging with a the app UnitedHealthcare Healthy Pregnancy from
licensed therapist. Once you ind a therapist through the app store. You can also call the program Monday
the site, you can begin therapy within hours without through Thursday from 8 a.m. till 8 p.m. and Fridays
setting an appointment. You can message your from 8 a.m. till 5 p.m. at 877.201.5328.
therapist whenever you wish—24/7. For more on this
tool, go to talkspace.com/connect.
Comparing the Options
Before you review your medical plan options, you’ll need to understand how they work. Start with these terms.
Coinsurance: A set percentage you pay of the cost of the care you receive, for example 20%.
Copay: A set dollar amount you pay when you receive healthcare, for example $35 when you see a
specialist.
Deductible: A set amount you must pay out of your pocket before the plan starts paying part of the cost,
unless a copay applies.
Network: A group of providers your plan contracts with at discounted rates. You will almost always pay less
when you receive network care. If you choose to see an out-of-network provider, you may be billed for the
balance. This means you will be responsible for charges above the plan reimbursement amounts.
Out-of-pocket maximum: The most you will pay in a calendar year for doctor visits, prescriptions, etc., for
covered expenses and includes your deductible, copays and coinsurance. This “safety net” provides peace
of mind for those who have a serious condition or illness.
11
Tools to Access Care
Virtual Visits For Expecting Mothers
You have the option, through myuhc.com or the If you’re planning to have a baby, the Maternity
UnitedHealthcare app, to video chat with a doctor for Support Program provides information and support
a wide array of common issues, including: throughout your pregnancy and after giving birth.
When you enroll in the program, you’ll be able to
Allergies Rashes work with a maternity nurse who is available to
Bronchitis Sore throats answer your questions and help you with things like:
Eye infections Upset stomachs Choosing a doctor or nurse midwife, and help
Flu And more with inding a pediatrician or other specialist
Headaches/migraines Information to help you take care of yourself and
A trip to the emergency room for these and other the health of your baby—even if your pregnancy
common ailments can be very expensive, but if you is considered high-risk
use the Virtual Visits program your cost is just $50 Support to help you manage your health—
or less. physically and emotionally—before and after your
baby is born
Connect with a Therapist For more information on this program, go to
Another tool that you may ind helpful is Talkspace myuhc.phs.com/maternitysupport or download
which connects you to and allows messaging with a the app UnitedHealthcare Healthy Pregnancy from
licensed therapist. Once you ind a therapist through the app store. You can also call the program Monday
the site, you can begin therapy within hours without through Thursday from 8 a.m. till 8 p.m. and Fridays
setting an appointment. You can message your from 8 a.m. till 5 p.m. at 877.201.5328.
therapist whenever you wish—24/7. For more on this
tool, go to talkspace.com/connect.
Comparing the Options
Before you review your medical plan options, you’ll need to understand how they work. Start with these terms.
Coinsurance: A set percentage you pay of the cost of the care you receive, for example 20%.
Copay: A set dollar amount you pay when you receive healthcare, for example $35 when you see a
specialist.
Deductible: A set amount you must pay out of your pocket before the plan starts paying part of the cost,
unless a copay applies.
Network: A group of providers your plan contracts with at discounted rates. You will almost always pay less
when you receive network care. If you choose to see an out-of-network provider, you may be billed for the
balance. This means you will be responsible for charges above the plan reimbursement amounts.
Out-of-pocket maximum: The most you will pay in a calendar year for doctor visits, prescriptions, etc., for
covered expenses and includes your deductible, copays and coinsurance. This “safety net” provides peace
of mind for those who have a serious condition or illness.
11
