Page 3 - 2018-19 APDerm Benefit Guide
P. 3
APDerm
YOUR 2018 BENEFITS Benefits Eligibility
GUIDE Eligible Employees
Welcome to 2018 Benefits Enrollment You may enroll in the beneits
program if you are a regular
At APDerm, we offer our employees a competitive and comprehensive benefits employee who is actively
working a minimum of 24
program. This is one of many ways we recognize how important you are to the scheduled hours per week.
company. This benefits guide is meant to be a summary and does not replace
your plan document. Eligible Dependents
Eligible dependents generally
Open Enrollment include legally married spouses,
Open enrollment is your annual opportunity to review your current domestic partners, and children
up to age 26. Children may
benefits and make benefit changes for the upcoming plan year. During include natural, adopted, step-
open enrollment, you can add, change, or decline coverage, and add/drop children, or children obtained
dependents. through court-appointed legal
guardianship.
Newly Hired Employees Some age limitations may apply
New employees are eligible for coverage on your first day of employment. to certain insurance programs.
Please review your plan
However, you must enroll in benefits within 30 days of your date of hire. documents carefully for more
details.
Qualifying Life Event Eligibility
Once you make your elections, you will not be able to make changes until the Documentation
next open enrollment period unless you experience a qualifying life event. A Please be prepared to share
qualifying life event is a change in your personal life which may impact your dependent eligibility information
eligibility or dependent’s eligibility for benefits. Examples of some qualifying during enrollment including
events include the following. each enrolled dependent’s date
of birth and Social Security
Change of legal marital status (e.g., marriage, divorce, death of spouse, Number. Other documentation
legal separation) may be required depending on
Change in number of dependents (e.g., birth, adoption, death of your beneit elections.
dependent, ineligibility due to age)
Change in employment or job status
3
YOUR 2018 BENEFITS Benefits Eligibility
GUIDE Eligible Employees
Welcome to 2018 Benefits Enrollment You may enroll in the beneits
program if you are a regular
At APDerm, we offer our employees a competitive and comprehensive benefits employee who is actively
working a minimum of 24
program. This is one of many ways we recognize how important you are to the scheduled hours per week.
company. This benefits guide is meant to be a summary and does not replace
your plan document. Eligible Dependents
Eligible dependents generally
Open Enrollment include legally married spouses,
Open enrollment is your annual opportunity to review your current domestic partners, and children
up to age 26. Children may
benefits and make benefit changes for the upcoming plan year. During include natural, adopted, step-
open enrollment, you can add, change, or decline coverage, and add/drop children, or children obtained
dependents. through court-appointed legal
guardianship.
Newly Hired Employees Some age limitations may apply
New employees are eligible for coverage on your first day of employment. to certain insurance programs.
Please review your plan
However, you must enroll in benefits within 30 days of your date of hire. documents carefully for more
details.
Qualifying Life Event Eligibility
Once you make your elections, you will not be able to make changes until the Documentation
next open enrollment period unless you experience a qualifying life event. A Please be prepared to share
qualifying life event is a change in your personal life which may impact your dependent eligibility information
eligibility or dependent’s eligibility for benefits. Examples of some qualifying during enrollment including
events include the following. each enrolled dependent’s date
of birth and Social Security
Change of legal marital status (e.g., marriage, divorce, death of spouse, Number. Other documentation
legal separation) may be required depending on
Change in number of dependents (e.g., birth, adoption, death of your beneit elections.
dependent, ineligibility due to age)
Change in employment or job status
3
