Page 2 - Accident/Critical Illness Highlights
P. 2
CXea\T LXcT\e JaVX cXe TVV\WXag ".2- ".2-
FaXX >Teg\_TZX JaVX cXe TVV\WXag Oc gb "42- Oc gb "5--
GTVXeTg\ba JaVX cXe TVV\WXag Oc gb "3-- Oc gb "3--
LhcgheXW ?\fV JaVX cXe TVV\WXag "42- "5--
NXaWba,G\ZT`Xag,LbgTgbe >hYY Oc gb / cXe TVV\WXag Oc gb ".)--- Oc gb ".)/--
)'9'89756./) 25= 62'4 ./-. 62'4
>b`T JaVX cXe TVV\WXag Oc gb "4)2-- Oc gb ".-)---
KTeT_lf\f JaVX cXe TVV\WXag Oc gb ".-)--- Oc gb ".2)---
Kebfg[Xf\f Oc gb / cXe TVV\WXag Oc gb ".)--- Oc gb ".)2--
,+'9;7+8 25= 62'4 ./-. 62'4
/
CXT_g[>[T`c\ba MH/ q
'81+* " '48=+7+*
=.5 /8 +2/-/(2+&
JZ` L]P PWTRTMWP QZ] _ST^ TY^`]LYNP TQ dZ` L]P LY LN_TaP Q`WW'_TXP PX[WZdPP bSZ bZ]V^ L_ WPL^_ ,* SZ`]^ [P] bPPV ZY L ]PR`WL]Wd ^NSPO`WPO
ML^T^& LYO L]P WP^^ _SLY LRP 2*( 25= 62'4 ./-. 62'4
JZ`] ^[Z`^P LYO NSTWO$]PY% L]P LW^Z PWTRTMWP QZ] NZaP]LRP( 5Yd NSTWO$]PY% X`^_ MP `YOP] LRP ,0 $Z] `YOP] LRP ,0 TQ L Q`WW'_TXP ^_`OPY_%(
)'4 / /48;7+ 3> *53+89/) 57 )/2 ;4/54 6'794+7&
JP^( 5Yd ]PQP]PYNP _Z g^[Z`^Ph TY _ST^ OZN`XPY_ TYNW`OP^ dZ`] OZXP^_TN [L]_YP]& NTaTW `YTZY [L]_YP] Z] P\`TaLWPY_& L^ ]PNZRYTePO LYO LWWZbPO
Md L[[WTNLMWP WLb(
'3 / -;'7'49++* )5<+7'-+&
FST^ TY^`]LYNP T^ R`L]LY_PPO T^^`P NZaP]LRP f T_ T^ LaLTWLMWP bT_SZ`_ SLaTYR _Z []ZaTOP TYQZ]XL_TZY LMZ`_ dZ`] Z] dZ`] QLXTWdi^ SPLW_S( 5WW dZ`
SLaP _Z OZ T^ PWPN_ _SP NZaP]LRP _Z MPNZXP TY^`]PO(
.5= 3;). *5+8 /9 )589 '4* .5= *5 / 6'> ,57 9./8 /48;7'4)+&
C]PXT`X^ L]P []ZaTOPO LMZaP( JZ` SLaP L NSZTNP ZQ [WLY Z[_TZY^( JZ` XLd PWPN_ TY^`]LYNP QZ] dZ` ZYWd& Z] QZ] dZ` LYO dZ`] OP[PYOPY_$^%&
Md NSZZ^TYR _SP L[[WTNLMWP NZaP]LRP _TP](
C]PXT`X^ bTWW MP L`_ZXL_TNLWWd [LTO _S]Z`RS [Ld]ZWW OPO`N_TZY& L^ L`_SZ]TePO Md dZ` O`]TYR _SP PY]ZWWXPY_ []ZNP^^( FST^ PY^`]P^ dZ` OZYi_
SLaP _Z bZ]]d LMZ`_ b]T_TYR L NSPNV Z] XT^^TYR L [LdXPY_(
=.+4 )'4 / +47522&
JZ` XLd PY]ZWW Q]ZX +*),2),*+3 _Z ++),+),*+3(
=.+4 *5+8 9./8 /48;7'4)+ (+-/4&
FSP PQQPN_TaP OL_P ZQ _ST^ NZaP]LRP T^ +)+),*,*(
JZ` X`^_ MP LN_TaPWd L_ bZ]V bT_S dZ`] PX[WZdP] ZY _SP OLd dZ`] NZaP]LRP _LVP^ PQQPN_( JZ`] ^[Z`^P LYO NSTWO$]PY% X`^_ MP [P]QZ]XTYR
YZ]XLW LN_TaT_TP^ LYO YZ_ MP NZYjYPO $L_ SZXP Z] TY L SZ^[T_LW)NL]P QLNTWT_d%& `YWP^^ LW]PLOd TY^`]PO bT_S _SP []TZ] NL]]TP](
=.+4 *5+8 9./8 /48;7'4)+ +4*&
FST^ TY^`]LYNP bTWW PYO bSPY dZ` Z] dZ`] OP[PYOPY_^ YZ WZYRP] ^L_T^Qd _SP L[[WTNLMWP PWTRTMTWT_d NZYOT_TZY^& Z] bSPY dZ` ]PLNS _SP LRP ZQ 2*&
[]PXT`X T^ `Y[LTO& dZ` L]P YZ WZYRP] LN_TaPWd bZ]VTYR& dZ` WPLaP dZ`] PX[WZdP]& Z] _SP NZaP]LRP T^ YZ WZYRP] ZQQP]PO(
)'4 / 1++6 9./8 /48;7'4)+ /, / 2+'<+ 3> +3625>+7 57 '3 45 254-+7 ' 3+3(+7 5, 9./8 -75;6&
JP^& dZ` NLY _LVP _ST^ NZaP]LRP bT_S dZ`( 7ZaP]LRP XLd MP NZY_TY`PO QZ] dZ` LYO dZ`] OP[PYOPY_$^% `YOP] L R]Z`[ [Z]_LMTWT_d [ZWTNd JZ`]
^[Z`^P XLd LW^Z NZY_TY`P TY^`]LYNP TY NP]_LTY NT]N`X^_LYNP^( FSP ^[PNTjN _P]X^ LYO \`LWTQdTYR PaPY_^ QZ] [Z]_LMTWT_d L]P OP^N]TMPO TY _SP
NP]_TjNL_P(
sMcbegf Da]hel MgTg\fg\Vf+t MgTaYbeW >[\_WeXauf CXT_g[) a+W+ QXU+ 0- EhaX /-.4+ [ggc7,,jjj+fgTaYbeWV[\_WeXaf+beZ,Xa,gbc\V,WXYTh_g;\W9fcbegf*\a]hel*fgTg\fg\Vf*6-*K-/454
M H
CXT_g[>[T`c\ba TaW b`KflV[o+ >b`KflV[ \f abg TYv_\TgXW j\g[ N[X CTegYbeW TaW \f abg T cebi\WXe bY \afheTaVX fXei\VXf+ N[X CTegYbeW \f abg eXfcbaf\U_X
TaW Tffh`Xf ab _\TU\_\gl Ybe g[X ZbbWf TaW fXei\VXf cebi\WXW Ul >b`KflV[
LTgXf TaW,be UXaXvgf `Tl UX V[TaZXW+
6MCL?MC$ 6MKOCAO$ 6MCP?GH$ =GOF 9FC .?MODKMB$
N[X CTegYbeWo \f N[X CTegYbeW A\aTaV\T_ MXei\VXf Bebhc) DaV+ TaW \gf fhUf\W\Te\Xf) \aV_hW\aZ \ffh\aZ Vb`cTa\Xf CTegYbeW G\YX DafheTaVX >b`cTal TaW CTegYbeW G\YX TaWb`cTal+ Cb`X JYvVX \f
CTegYbeW) >N+ 263/Z IM -5,.3 p /-.3 N[X CTegYbeW A\aTaV\T_ MXei\VXf Bebhc) DaV+ <__ e\Z[gf eXfXeiXW+
N[\f =XaXvg C\Z[_\Z[gf WbVh`Xag Xkc_T\af g[X ZXaXeT_ checbfX bY g[X \afheTaVX WXfVe\UXW) Uhg \a ab jTl V[TaZXf be TYYXVgf g[X cb_\Vl Tf TVghT__l \ffhXW+ Da g[X XiXag bY T W\fVeXcTaVl UXgjXXa g[\f WbVh`Xag TaW g[X
cb_\Vl) g[X gXe`f bY g[X cb_\Vl Tcc_l+ 2JQJ[VU FTJ UWGNJHV VR UVFVJ FXFMOFGMOMVZ& ?ROMHZ VJTPU FQI HRQIMVMRQU XFTZ GZ UVFVJ& >b`c_XgX WXgT\_f TeX \a g[X >Xeg\vVTgX bY DafheTaVX \ffhXW gb XTV[ \afheXW \aW\i\WhT_ TaW g[X
HTfgXe Kb_\Vl Tf \ffhXW gb g[X cb_\Vl[b_WXe+ 59<>BA 7BDCBD5F>BA 577>89AF 6=EKCG6?>75F>BA 85F94 +*)+*),*+3 **+*,/*+ C5<9 , B; 2
FaXX >Teg\_TZX JaVX cXe TVV\WXag Oc gb "42- Oc gb "5--
GTVXeTg\ba JaVX cXe TVV\WXag Oc gb "3-- Oc gb "3--
LhcgheXW ?\fV JaVX cXe TVV\WXag "42- "5--
NXaWba,G\ZT`Xag,LbgTgbe >hYY Oc gb / cXe TVV\WXag Oc gb ".)--- Oc gb ".)/--
)'9'89756./) 25= 62'4 ./-. 62'4
>b`T JaVX cXe TVV\WXag Oc gb "4)2-- Oc gb ".-)---
KTeT_lf\f JaVX cXe TVV\WXag Oc gb ".-)--- Oc gb ".2)---
Kebfg[Xf\f Oc gb / cXe TVV\WXag Oc gb ".)--- Oc gb ".)2--
,+'9;7+8 25= 62'4 ./-. 62'4
/
CXT_g[>[T`c\ba MH/ q
'81+* " '48=+7+*
=.5 /8 +2/-/(2+&
JZ` L]P PWTRTMWP QZ] _ST^ TY^`]LYNP TQ dZ` L]P LY LN_TaP Q`WW'_TXP PX[WZdPP bSZ bZ]V^ L_ WPL^_ ,* SZ`]^ [P] bPPV ZY L ]PR`WL]Wd ^NSPO`WPO
ML^T^& LYO L]P WP^^ _SLY LRP 2*( 25= 62'4 ./-. 62'4
JZ`] ^[Z`^P LYO NSTWO$]PY% L]P LW^Z PWTRTMWP QZ] NZaP]LRP( 5Yd NSTWO$]PY% X`^_ MP `YOP] LRP ,0 $Z] `YOP] LRP ,0 TQ L Q`WW'_TXP ^_`OPY_%(
)'4 / /48;7+ 3> *53+89/) 57 )/2 ;4/54 6'794+7&
JP^( 5Yd ]PQP]PYNP _Z g^[Z`^Ph TY _ST^ OZN`XPY_ TYNW`OP^ dZ`] OZXP^_TN [L]_YP]& NTaTW `YTZY [L]_YP] Z] P\`TaLWPY_& L^ ]PNZRYTePO LYO LWWZbPO
Md L[[WTNLMWP WLb(
'3 / -;'7'49++* )5<+7'-+&
FST^ TY^`]LYNP T^ R`L]LY_PPO T^^`P NZaP]LRP f T_ T^ LaLTWLMWP bT_SZ`_ SLaTYR _Z []ZaTOP TYQZ]XL_TZY LMZ`_ dZ`] Z] dZ`] QLXTWdi^ SPLW_S( 5WW dZ`
SLaP _Z OZ T^ PWPN_ _SP NZaP]LRP _Z MPNZXP TY^`]PO(
.5= 3;). *5+8 /9 )589 '4* .5= *5 / 6'> ,57 9./8 /48;7'4)+&
C]PXT`X^ L]P []ZaTOPO LMZaP( JZ` SLaP L NSZTNP ZQ [WLY Z[_TZY^( JZ` XLd PWPN_ TY^`]LYNP QZ] dZ` ZYWd& Z] QZ] dZ` LYO dZ`] OP[PYOPY_$^%&
Md NSZZ^TYR _SP L[[WTNLMWP NZaP]LRP _TP](
C]PXT`X^ bTWW MP L`_ZXL_TNLWWd [LTO _S]Z`RS [Ld]ZWW OPO`N_TZY& L^ L`_SZ]TePO Md dZ` O`]TYR _SP PY]ZWWXPY_ []ZNP^^( FST^ PY^`]P^ dZ` OZYi_
SLaP _Z bZ]]d LMZ`_ b]T_TYR L NSPNV Z] XT^^TYR L [LdXPY_(
=.+4 )'4 / +47522&
JZ` XLd PY]ZWW Q]ZX +*),2),*+3 _Z ++),+),*+3(
=.+4 *5+8 9./8 /48;7'4)+ (+-/4&
FSP PQQPN_TaP OL_P ZQ _ST^ NZaP]LRP T^ +)+),*,*(
JZ` X`^_ MP LN_TaPWd L_ bZ]V bT_S dZ`] PX[WZdP] ZY _SP OLd dZ`] NZaP]LRP _LVP^ PQQPN_( JZ`] ^[Z`^P LYO NSTWO$]PY% X`^_ MP [P]QZ]XTYR
YZ]XLW LN_TaT_TP^ LYO YZ_ MP NZYjYPO $L_ SZXP Z] TY L SZ^[T_LW)NL]P QLNTWT_d%& `YWP^^ LW]PLOd TY^`]PO bT_S _SP []TZ] NL]]TP](
=.+4 *5+8 9./8 /48;7'4)+ +4*&
FST^ TY^`]LYNP bTWW PYO bSPY dZ` Z] dZ`] OP[PYOPY_^ YZ WZYRP] ^L_T^Qd _SP L[[WTNLMWP PWTRTMTWT_d NZYOT_TZY^& Z] bSPY dZ` ]PLNS _SP LRP ZQ 2*&
[]PXT`X T^ `Y[LTO& dZ` L]P YZ WZYRP] LN_TaPWd bZ]VTYR& dZ` WPLaP dZ`] PX[WZdP]& Z] _SP NZaP]LRP T^ YZ WZYRP] ZQQP]PO(
)'4 / 1++6 9./8 /48;7'4)+ /, / 2+'<+ 3> +3625>+7 57 '3 45 254-+7 ' 3+3(+7 5, 9./8 -75;6&
JP^& dZ` NLY _LVP _ST^ NZaP]LRP bT_S dZ`( 7ZaP]LRP XLd MP NZY_TY`PO QZ] dZ` LYO dZ`] OP[PYOPY_$^% `YOP] L R]Z`[ [Z]_LMTWT_d [ZWTNd JZ`]
^[Z`^P XLd LW^Z NZY_TY`P TY^`]LYNP TY NP]_LTY NT]N`X^_LYNP^( FSP ^[PNTjN _P]X^ LYO \`LWTQdTYR PaPY_^ QZ] [Z]_LMTWT_d L]P OP^N]TMPO TY _SP
NP]_TjNL_P(
sMcbegf Da]hel MgTg\fg\Vf+t MgTaYbeW >[\_WeXauf CXT_g[) a+W+ QXU+ 0- EhaX /-.4+ [ggc7,,jjj+fgTaYbeWV[\_WeXaf+beZ,Xa,gbc\V,WXYTh_g;\W9fcbegf*\a]hel*fgTg\fg\Vf*6-*K-/454
M H
CXT_g[>[T`c\ba TaW b`KflV[o+ >b`KflV[ \f abg TYv_\TgXW j\g[ N[X CTegYbeW TaW \f abg T cebi\WXe bY \afheTaVX fXei\VXf+ N[X CTegYbeW \f abg eXfcbaf\U_X
TaW Tffh`Xf ab _\TU\_\gl Ybe g[X ZbbWf TaW fXei\VXf cebi\WXW Ul >b`KflV[
LTgXf TaW,be UXaXvgf `Tl UX V[TaZXW+
6MCL?MC$ 6MKOCAO$ 6MCP?GH$ =GOF 9FC .?MODKMB$
N[X CTegYbeWo \f N[X CTegYbeW A\aTaV\T_ MXei\VXf Bebhc) DaV+ TaW \gf fhUf\W\Te\Xf) \aV_hW\aZ \ffh\aZ Vb`cTa\Xf CTegYbeW G\YX DafheTaVX >b`cTal TaW CTegYbeW G\YX TaW
CTegYbeW) >N+ 263/Z IM -5,.3 p /-.3 N[X CTegYbeW A\aTaV\T_ MXei\VXf Bebhc) DaV+ <__ e\Z[gf eXfXeiXW+
N[\f =XaXvg C\Z[_\Z[gf WbVh`Xag Xkc_T\af g[X ZXaXeT_ checbfX bY g[X \afheTaVX WXfVe\UXW) Uhg \a ab jTl V[TaZXf be TYYXVgf g[X cb_\Vl Tf TVghT__l \ffhXW+ Da g[X XiXag bY T W\fVeXcTaVl UXgjXXa g[\f WbVh`Xag TaW g[X
cb_\Vl) g[X gXe`f bY g[X cb_\Vl Tcc_l+ 2JQJ[VU FTJ UWGNJHV VR UVFVJ FXFMOFGMOMVZ& ?ROMHZ VJTPU FQI HRQIMVMRQU XFTZ GZ UVFVJ& >b`c_XgX WXgT\_f TeX \a g[X >Xeg\vVTgX bY DafheTaVX \ffhXW gb XTV[ \afheXW \aW\i\WhT_ TaW g[X
HTfgXe Kb_\Vl Tf \ffhXW gb g[X cb_\Vl[b_WXe+