Page 21 - Intertek 2022 Benefits Guide
P. 21
2022 Benefits Guide
Critical Illness Coverage
Why Critical Illness Coverage? Covered Conditions and
Critical illnesses can be a major detriment to your Benefits
income, health insurance expenses, and daily living. You may elect to purchase critical illness coverage up
Voya’s critical illness plan pays a lump sum directly to to the limits shown in the chart.
you for any of the conditions shown in the chart.
Limits
Features Covered Person You may elect a beneit amount of
■ Guaranteed Issue: No medical questions or tests Employee $10,000, $20,000, or $30,000
are required for coverage Spouse You may elect a spouse beneit amount
of $5,000, $10,000, or $15,000
■ Flexible: You can use the beneit payments for any 25% of employee-elected coverage for
purpose you like Child(ren) no additional premium
■ Portable: If you leave Intertek or retire, you can
take your coverage with you (provision may vary Percent of Beneit Paid
by state) amount you elect Heart attack 100%
Stroke 100%
Coronary artery bypass surgery 25%
Cancer 100%
Carcinoma in situ 25%
Wellness Beneit Benign brain tumor 100%
End stage renal (kidney) failure
100%
This beneit pays $75 per calendar year per insured Major organ failure 100%
individual (employee and spouse) if a covered health Coma (as the result of a severe 100%
screening test is performed, including blood tests, chest traumatic brain injury)
x-rays, stress tests, mammograms and colonoscopies. Blindness 100%
A full list of covered tests will be provided in your Permanent paralysis (as the result 100%
certiicate. of an accident)
Additional covered conditions
for dependent children: cerebral 100%
palsy, cystic ibrosis, down
syndrome.
For a complete description of beneits, exclusions and
limitations, refer to your certiicate of insurance and
riders.
21
Critical Illness Coverage
Why Critical Illness Coverage? Covered Conditions and
Critical illnesses can be a major detriment to your Benefits
income, health insurance expenses, and daily living. You may elect to purchase critical illness coverage up
Voya’s critical illness plan pays a lump sum directly to to the limits shown in the chart.
you for any of the conditions shown in the chart.
Limits
Features Covered Person You may elect a beneit amount of
■ Guaranteed Issue: No medical questions or tests Employee $10,000, $20,000, or $30,000
are required for coverage Spouse You may elect a spouse beneit amount
of $5,000, $10,000, or $15,000
■ Flexible: You can use the beneit payments for any 25% of employee-elected coverage for
purpose you like Child(ren) no additional premium
■ Portable: If you leave Intertek or retire, you can
take your coverage with you (provision may vary Percent of Beneit Paid
by state) amount you elect Heart attack 100%
Stroke 100%
Coronary artery bypass surgery 25%
Cancer 100%
Carcinoma in situ 25%
Wellness Beneit Benign brain tumor 100%
End stage renal (kidney) failure
100%
This beneit pays $75 per calendar year per insured Major organ failure 100%
individual (employee and spouse) if a covered health Coma (as the result of a severe 100%
screening test is performed, including blood tests, chest traumatic brain injury)
x-rays, stress tests, mammograms and colonoscopies. Blindness 100%
A full list of covered tests will be provided in your Permanent paralysis (as the result 100%
certiicate. of an accident)
Additional covered conditions
for dependent children: cerebral 100%
palsy, cystic ibrosis, down
syndrome.
For a complete description of beneits, exclusions and
limitations, refer to your certiicate of insurance and
riders.
21
