Page 17 - 2020 Thompson Coburn Benefits Guide
P. 17
2020
Thompson Coburn Enrollment Guide
MAKING CHANGES (QUALIFYING LIFE EVENTS)
The Internal Revenue Service (IRS) regulations state eligible employees These special circumstances,
may only make beneit elections once a year. Enrollment beneit choices often referred to as life event
are binding through December 31, 2020 (applies to medical, dental, changes, will allow you to make
vision, dependent care FSA coverage, and voluntary supplemental plan changes at any time during
beneits). the year in which they occur. For
any allowable changes, you must
The following special circumstances allow for a change in beneits during inform the beneits department
the year (not inclusive): within 30 calendar days of the
Marriage, divorce, or legal separation event. The effective date of any
requested change(s) will be the
Birth, adoption, or placement of a child for adoption later of the date of the qualifying
Child no longer qualiies as an eligible dependent event or the date the request for
Termination or commencement of your spouse’s coverage in general changes was made. Changes that
when coverage is maintained through the spouse’s plan (e.g., spouse are requested due to a “change of
begins or ends employment) mind” cannot be allowed until the
Shift from part-time to full-time status (or vice versa) by you or next annual enrollment period.
your spouse The 30 calendar day deadline is a
Death of spouse or dependent critical factor towards successfully
Departure for or return from an FMLA-qualiied unpaid leave of completing a life event change.
absence (you or your spouse) If you do not notify the Beneits
A residence or worksite change that impacts healthcare coverage Team of the event and provide
requested documentation within
Judgment, court order, or decree requiring coverage, including 30 calendar days of the event,
qualiied medical child support orders you will not be eligible to make
Change in dependent care provider or to cost of dependent care changes until the next annual
Termination of coverage under a Medicaid plan or Children’s enrollment period unless you
Health Insurance Program (CHIP) due to loss of eligibility (request experience another qualifying
for coverage must be made no later than 60 days after the date life event.
coverage terminates)
Eligibility for a Medicaid or CHIP premium-assistance subsidy for
qualiied employer-sponsored health coverage (request for coverage
must be made no later than 60 days after eligibility for the subsidy)
17
Thompson Coburn Enrollment Guide
MAKING CHANGES (QUALIFYING LIFE EVENTS)
The Internal Revenue Service (IRS) regulations state eligible employees These special circumstances,
may only make beneit elections once a year. Enrollment beneit choices often referred to as life event
are binding through December 31, 2020 (applies to medical, dental, changes, will allow you to make
vision, dependent care FSA coverage, and voluntary supplemental plan changes at any time during
beneits). the year in which they occur. For
any allowable changes, you must
The following special circumstances allow for a change in beneits during inform the beneits department
the year (not inclusive): within 30 calendar days of the
Marriage, divorce, or legal separation event. The effective date of any
requested change(s) will be the
Birth, adoption, or placement of a child for adoption later of the date of the qualifying
Child no longer qualiies as an eligible dependent event or the date the request for
Termination or commencement of your spouse’s coverage in general changes was made. Changes that
when coverage is maintained through the spouse’s plan (e.g., spouse are requested due to a “change of
begins or ends employment) mind” cannot be allowed until the
Shift from part-time to full-time status (or vice versa) by you or next annual enrollment period.
your spouse The 30 calendar day deadline is a
Death of spouse or dependent critical factor towards successfully
Departure for or return from an FMLA-qualiied unpaid leave of completing a life event change.
absence (you or your spouse) If you do not notify the Beneits
A residence or worksite change that impacts healthcare coverage Team of the event and provide
requested documentation within
Judgment, court order, or decree requiring coverage, including 30 calendar days of the event,
qualiied medical child support orders you will not be eligible to make
Change in dependent care provider or to cost of dependent care changes until the next annual
Termination of coverage under a Medicaid plan or Children’s enrollment period unless you
Health Insurance Program (CHIP) due to loss of eligibility (request experience another qualifying
for coverage must be made no later than 60 days after the date life event.
coverage terminates)
Eligibility for a Medicaid or CHIP premium-assistance subsidy for
qualiied employer-sponsored health coverage (request for coverage
must be made no later than 60 days after eligibility for the subsidy)
17
