Page 2 - 2018 Movilitas Benefit Guide
P. 2
Table of Contents
Your 2018 Beneits Guide . . . . . . . . . .2 What is a Flexible Savings Account
Medical . . . . . . . . . . . . . . . . . . . . . . .4 (FSA)? . . . . . . . . . . . . . . . . . . . . . .15
Prescription Drugs . . . . . . . . . . . . . . .8 Voluntary Accident . . . . . . . . . . . . . .17
Critical Illness . . . . . . . . . . . . . . . . . .18
HSA . . . . . . . . . . . . . . . . . . . . . . . . . .9
Dental . . . . . . . . . . . . . . . . . . . . . . .10 Employee Assistance Program (EAP) . .20
Retirement Savings Plan 401(k) . . . . .21
Vision . . . . . . . . . . . . . . . . . . . . . . .11
Life, AD&D, STD, and LTD Pet Insurance . . . . . . . . . . . . . . . . . .22
Insurance . . . . . . . . . . . . . . . . . . . .12
Contact Information . . . . . . . . . . . . .23
Your 2018 Benefits Guide
New Hire Enrollment Open Enrollment
Welcome to our team! As an employee, Open enrollment is your annual opportunity to review your current
you play a tremendous part in our beneits and make beneit changes for the upcoming plan year.
company’s success. This is why a core During open enrollment, you can add, change, or decline coverage.
tenant of our business strategy is to In addition, you can add and/or drop dependents during this
ensure you are offered an attractive time. Outside of open enrollment, you cannot change your beneit
and competitive beneits package. elections during the middle of the plan year unless you experience a
This beneits guide provides detailed qualifying life event.
information about all of the health
and welfare beneits offered to you. Spousal Eligibility
As a new employee, you are eligible If you have a spouse who works and he or she is offered medical
for coverage on the irst of the month beneits through his or her employer, they must elect coverage
following your date of hire. However, through their employer.
you must enroll in beneits within
30 days of your date of hire. If you
do not enroll in beneits during your
new hire period, you will not be
eligible to enroll in beneits until open
enrollment or unless you experience a
qualifying life event.
2 2018 Benefits Enrollment
Your 2018 Beneits Guide . . . . . . . . . .2 What is a Flexible Savings Account
Medical . . . . . . . . . . . . . . . . . . . . . . .4 (FSA)? . . . . . . . . . . . . . . . . . . . . . .15
Prescription Drugs . . . . . . . . . . . . . . .8 Voluntary Accident . . . . . . . . . . . . . .17
Critical Illness . . . . . . . . . . . . . . . . . .18
HSA . . . . . . . . . . . . . . . . . . . . . . . . . .9
Dental . . . . . . . . . . . . . . . . . . . . . . .10 Employee Assistance Program (EAP) . .20
Retirement Savings Plan 401(k) . . . . .21
Vision . . . . . . . . . . . . . . . . . . . . . . .11
Life, AD&D, STD, and LTD Pet Insurance . . . . . . . . . . . . . . . . . .22
Insurance . . . . . . . . . . . . . . . . . . . .12
Contact Information . . . . . . . . . . . . .23
Your 2018 Benefits Guide
New Hire Enrollment Open Enrollment
Welcome to our team! As an employee, Open enrollment is your annual opportunity to review your current
you play a tremendous part in our beneits and make beneit changes for the upcoming plan year.
company’s success. This is why a core During open enrollment, you can add, change, or decline coverage.
tenant of our business strategy is to In addition, you can add and/or drop dependents during this
ensure you are offered an attractive time. Outside of open enrollment, you cannot change your beneit
and competitive beneits package. elections during the middle of the plan year unless you experience a
This beneits guide provides detailed qualifying life event.
information about all of the health
and welfare beneits offered to you. Spousal Eligibility
As a new employee, you are eligible If you have a spouse who works and he or she is offered medical
for coverage on the irst of the month beneits through his or her employer, they must elect coverage
following your date of hire. However, through their employer.
you must enroll in beneits within
30 days of your date of hire. If you
do not enroll in beneits during your
new hire period, you will not be
eligible to enroll in beneits until open
enrollment or unless you experience a
qualifying life event.
2 2018 Benefits Enrollment
