Page 21 - Vidant Health | Residents 2021 Benefits Guide

Vidant Health Benefits Guide

Disability

The disability beneits consist of a Short-term Disability
(STD) and Long-term Disability (LTD) Plan. The plans
work together to replace a portion of your income
when you are on an approved absence from work for
your own serious health condition. Only for Annual
Enrollment 2021 you can select a disability plan
without submitting Evidence of Insurability (EOI).

Plan Beneit Amounts and Guidelines
Short-term „ Two plan options available: 15/11 and
Disability 30/09
(STD) „ 15/11 has a 15-day elimination period
and pays up to 11 weeks of beneits
„ 30/09 has a 30-day elimination period
and pays up to 9 weeks of beneits
„ Pre-existing conditions apply*
„ Contact Lincoln Financial to ile your STD
claim at 800-213-3805

„ Replaces 50% of your pre-disability pay
($1,000 per week maximum)
Long-term „ Provides coverage after a 90-day
Disability elimination period
(LTD) „ Replaces 50% of your pre-disability pay
($5,000 monthly maximum)

„ Pre-existing conditions apply*
„ Contact Lincoln Financial to ile your LTD
claim: 800-213-3805
* NOTE: If you become disabled during the irst 12 months of coverage
due to a pre-existing condition, the disability plans may not pay
beneits.

Your effective date of coverage is your hire date.

See the summary plan descriptions available on
AskPhin (www.AskPHIN.com).

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