Page 21 - Vidant Health 2021 Annual Enrollment Providers
P. 21
Vidant Health Benefits Guide
Disability
The disability beneits consist of a Short-term Disability (STD) Plan, Long-term Disability (LTD) Plan, and an
Extended Illness Bank (EIB) for certain eligible team members. The plans work together to replace a portion of
your income when you are on an approved absence from work for your own serious health condition. Only for
Annual Enrollment 2021 you can select a disability plan without submitting an Evidence of Insurability (EOI).
Plan Beneit Amounts and Guidelines
Extended Full-time and part-time members receive
Illness Bank a beneit for income replacement
(EIB) based on accumulated hours prior to
12/14/2014
Income replacement at 100%
Contact Lincoln Financial to ile your
disability claim: 800-213-3805
Short-term Two plan options available: 15/11 and
Disability 30/09
(STD) 15/11 has a 15-day elimination period
and pays up to 11 weeks of beneits
30/09 has a 30-day elimination period
and pays up to 9 weeks of beneits
Pre-existing conditions apply*
Contact Lincoln Financial to ile your STD
claim at 800-213-3805
Replaces 50% of your pre-disability pay
($1,000 per week maximum)
Long-term Provides coverage after a 90 day
Disability elimination period
(LTD) Replaces 50% of your pre-disability pay
($5,000 monthly maximum)
Pre-existing conditions apply*
Contact Lincoln Financial to ile your LTD
claim: 800-213-3805
* NOTE: If you become disabled during the irst 12 months of coverage
due to a pre-existing condition, the Long-term Disability plan may not
pay beneits.
Your effective date of coverage is the irst day of the
month following 30 days of employment or the irst
day of the month following 30 days of transferring into
a beneit eligible classiication.
See the summary plan descriptions available on
AskPhin (www.AskPHIN.com).
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Disability
The disability beneits consist of a Short-term Disability (STD) Plan, Long-term Disability (LTD) Plan, and an
Extended Illness Bank (EIB) for certain eligible team members. The plans work together to replace a portion of
your income when you are on an approved absence from work for your own serious health condition. Only for
Annual Enrollment 2021 you can select a disability plan without submitting an Evidence of Insurability (EOI).
Plan Beneit Amounts and Guidelines
Extended Full-time and part-time members receive
Illness Bank a beneit for income replacement
(EIB) based on accumulated hours prior to
12/14/2014
Income replacement at 100%
Contact Lincoln Financial to ile your
disability claim: 800-213-3805
Short-term Two plan options available: 15/11 and
Disability 30/09
(STD) 15/11 has a 15-day elimination period
and pays up to 11 weeks of beneits
30/09 has a 30-day elimination period
and pays up to 9 weeks of beneits
Pre-existing conditions apply*
Contact Lincoln Financial to ile your STD
claim at 800-213-3805
Replaces 50% of your pre-disability pay
($1,000 per week maximum)
Long-term Provides coverage after a 90 day
Disability elimination period
(LTD) Replaces 50% of your pre-disability pay
($5,000 monthly maximum)
Pre-existing conditions apply*
Contact Lincoln Financial to ile your LTD
claim: 800-213-3805
* NOTE: If you become disabled during the irst 12 months of coverage
due to a pre-existing condition, the Long-term Disability plan may not
pay beneits.
Your effective date of coverage is the irst day of the
month following 30 days of employment or the irst
day of the month following 30 days of transferring into
a beneit eligible classiication.
See the summary plan descriptions available on
AskPhin (www.AskPHIN.com).
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