Page 21 - Vidant Health 2021 Annual Enrollment Residents

Vidant Health Benefits Guide

Disability

The disability beneits consist of a Short-term
Disability (STD) and Long-term Disability (LTD)
Plan. The plans work together to replace a portion of
your income when you are on an approved absence
from work for your own serious health condition.
Only for Annual Enrollment 2021 you can select
a disability plan without submitting an Evidence of
Insurability (EOI).

Plan Beneit Amounts and Guidelines
Short-term „ Two plan options available: 15/11 and
Disability 30/09
(STD) „ 15/11 has a 15-day elimination period
and pays up to 11 weeks of beneits
„ 30/09 has a 30-day elimination period
and pays up to 9 weeks of beneits
„ Pre-existing conditions apply*
„ Contact Lincoln Financial to ile your STD
claim at 800-213-3805

„ Replaces 50% of your pre-disability pay
($1,000 per week maximum)
Long-term „ Provides coverage after a 90-day
Disability elimination period
(LTD) „ Replaces 50% of your pre-disability pay
($5,000 monthly maximum)

„ Pre-existing conditions apply*
„ Contact Lincoln Financial to ile your LTD
claim: 800-213-3805
* NOTE: If you become disabled during the irst 12 months of coverage
due to a pre-existing condition, the Long-term Disability Plan may not
pay beneits.

Your effective date of coverage is your hire date.

See the summary plan descriptions available on
AskPhin (www.AskPHIN.com).

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