Page 15 - 2018 Thompson Coburn Enrollment
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Thompson Coburn
Dependent Eligibility
Dependents Rules for Medical and all other Beneit Plans
Your spouse Your spouse must be your legally married spouse
Your domestic partner A domestic partner for whom you have provided a
Domestic Partner Afidavit
Your or your spouse’s/ Dependent children up to their 26th birthday regardless
domestic partner’s of full-time student status, residency, inancial support,
child(ren) or marital status
Important note:
X Adult dependent’s children and spouse are not
eligible for coverage
Important Notes
1) The term children includes: natural children, stepchildren, legally adopted children, children
placed in your home while waiting for inalization of adoption, and children for whom you or
your spouse have been awarded legal guardianship.
2) If both you and your spouse/domestic partner work for Thompson Coburn, you cannot be
both a participant and a dependent under the Thompson Coburn beneit plans. In other
words, you can either both enroll in employee-only coverage OR one of you can enroll in
employee + spouse coverage. Similarly, if you have children, they can only be covered by one
of you.
Healthcare Reform and Adult Children Covered by Your
HDP Under the Patient Protection and Affordable Care Act
(PPACA)
Adult children up to age 26 can be covered by their parent’s HDP and
use funds from the parent’s HSA. However, if the adult child is self-
supporting or doesn’t qualify as a tax deduction, that child can’t use funds
from the parent’s HSA. Single adult children who have coverage under a
parent’s family HDP can open their own HSAs and contribute up to the
yearly family maximum—$6,900 for 2018 (spouses have to split the family
maximum contribution; adult children are not spouses, so they can each
contribute the entire family maximum to their own HSAs).
15
Dependent Eligibility
Dependents Rules for Medical and all other Beneit Plans
Your spouse Your spouse must be your legally married spouse
Your domestic partner A domestic partner for whom you have provided a
Domestic Partner Afidavit
Your or your spouse’s/ Dependent children up to their 26th birthday regardless
domestic partner’s of full-time student status, residency, inancial support,
child(ren) or marital status
Important note:
X Adult dependent’s children and spouse are not
eligible for coverage
Important Notes
1) The term children includes: natural children, stepchildren, legally adopted children, children
placed in your home while waiting for inalization of adoption, and children for whom you or
your spouse have been awarded legal guardianship.
2) If both you and your spouse/domestic partner work for Thompson Coburn, you cannot be
both a participant and a dependent under the Thompson Coburn beneit plans. In other
words, you can either both enroll in employee-only coverage OR one of you can enroll in
employee + spouse coverage. Similarly, if you have children, they can only be covered by one
of you.
Healthcare Reform and Adult Children Covered by Your
HDP Under the Patient Protection and Affordable Care Act
(PPACA)
Adult children up to age 26 can be covered by their parent’s HDP and
use funds from the parent’s HSA. However, if the adult child is self-
supporting or doesn’t qualify as a tax deduction, that child can’t use funds
from the parent’s HSA. Single adult children who have coverage under a
parent’s family HDP can open their own HSAs and contribute up to the
yearly family maximum—$6,900 for 2018 (spouses have to split the family
maximum contribution; adult children are not spouses, so they can each
contribute the entire family maximum to their own HSAs).
15
