Page 13 - Benefit Guide
P. 13
ADDITIONAL VOLUNTARY COVERAGE
If you would like additional coverage in the event of a covered illness or Accident Premiums
injury, you can purchase the following voluntary coverages at competitive
group rates through convenient payroll deduction. We partner with Coverage Level You Pay
[Carrier] to offer this coverage. Employee
Employee + Spouse
Employee + Child(ren)
Accident Coverage Family
Accidents can happen in an instant affecting you or a loved one. Accident
insurance is designed to help families plan for the health care bumps
ahead and take some of the uncertainty and inancial insecurity out of
getting better. The tax-free beneit resulting from non-work-related
injuries or accidents covers more than 150 events.
Example: Broken Ankle $ Paid to You
Emergency Room $ Insert according to plan document
X-Ray $ Insert according to plan document
Broken Ankle, Closed Reduction $ Insert according to plan document
(no surgery)
Ankle Brace $ Insert according to plan document
Crutches $ Insert according to plan document
Physical Therapy (six sessions) $ Insert according to plan document
Physician Follow-Up $ Insert according to plan document
Total Dollars Payable To Employee $
Critical Illness Coverage
There are a lot of expenses associated with a critical illness and a major
medical plan may not cover them all. Critical Illness coverage helps you Wellness Benefit
focus on recuperation instead of the distraction of out-of-pocket costs. This beneit pays $XX per
Similar to life insurance which pays your beneiciary a lump-sum beneit calendar year per insured
upon death; a critical illness plan pays you a cash beneit upon a diagnosis individual if a covered health
screening test is performed,
of a covered illness. Covered diagnoses include but are not limited to the including blood tests, chest x-rays,
following. stress tests, mammograms,
and colonoscopies. A full list of
z Cancer covered tests will be provided in
your certiicate.
z Heart attack
z Organ Failure
z Stroke
[Client Name] 13
13
If you would like additional coverage in the event of a covered illness or Accident Premiums
injury, you can purchase the following voluntary coverages at competitive
group rates through convenient payroll deduction. We partner with Coverage Level You Pay
[Carrier] to offer this coverage. Employee
Employee + Spouse
Employee + Child(ren)
Accident Coverage Family
Accidents can happen in an instant affecting you or a loved one. Accident
insurance is designed to help families plan for the health care bumps
ahead and take some of the uncertainty and inancial insecurity out of
getting better. The tax-free beneit resulting from non-work-related
injuries or accidents covers more than 150 events.
Example: Broken Ankle $ Paid to You
Emergency Room $ Insert according to plan document
X-Ray $ Insert according to plan document
Broken Ankle, Closed Reduction $ Insert according to plan document
(no surgery)
Ankle Brace $ Insert according to plan document
Crutches $ Insert according to plan document
Physical Therapy (six sessions) $ Insert according to plan document
Physician Follow-Up $ Insert according to plan document
Total Dollars Payable To Employee $
Critical Illness Coverage
There are a lot of expenses associated with a critical illness and a major
medical plan may not cover them all. Critical Illness coverage helps you Wellness Benefit
focus on recuperation instead of the distraction of out-of-pocket costs. This beneit pays $XX per
Similar to life insurance which pays your beneiciary a lump-sum beneit calendar year per insured
upon death; a critical illness plan pays you a cash beneit upon a diagnosis individual if a covered health
screening test is performed,
of a covered illness. Covered diagnoses include but are not limited to the including blood tests, chest x-rays,
following. stress tests, mammograms,
and colonoscopies. A full list of
z Cancer covered tests will be provided in
your certiicate.
z Heart attack
z Organ Failure
z Stroke
[Client Name] 13
13
