Page 18 - 2019 Sertek Enrollment Guide
P. 18
2019 BENEFITS ENROLLMENT
How Can Hospital GROUP HOSPITAL
Indemnity Insurance INDEMNITY INSURANCE
Help?
Below are a few examples of Even a minor trip to the hospital can present you with unexpected expenses
how your hospital indemnity and medical bills, and even with major medical insurance, your plan may only
insurance beneit could be used pay a portion of your entire stay. Hospital Indemnity Insurance is designed
(coverage amounts may vary). to provide financial assistance to enhance your current coverage. Employees
Medical expenses such as can use the benefit to meet the out-of-pocket expenses and extra bills that can
deductibles and copays occur. Benefits are paid directly to you based on the benefits listed, regardless
of the actual cost of treatment.
Travel, food, and lodging
expenses for family 30-day waiting period—no benefits will be paid for a covered loss which
members occurs during the benefit waiting period
Childcare Benefit Description
Everyday expenses like First Day Hospital Confinement $1,000
utilities and groceries Daily Hospital Confinement $100 per day
Maximum Days Payable 30
Features of hospital Indemnity
Insurance include the following. Hospital Intensive Care $200 per day
Maximum Days Payable 30
Guaranteed issue—no
medical questions or tests
required for coverage Bi-Weekly Post Tax Premium
Employee Only $6.73
No pre-existing conditions— Employee + Spouse $16.68
beneits are payable Employee + Child(ren) $12.57
regardless of any condition Family $22.52
you may have
Flexible—you can use the
beneit money for any
purpose you like
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How Can Hospital GROUP HOSPITAL
Indemnity Insurance INDEMNITY INSURANCE
Help?
Below are a few examples of Even a minor trip to the hospital can present you with unexpected expenses
how your hospital indemnity and medical bills, and even with major medical insurance, your plan may only
insurance beneit could be used pay a portion of your entire stay. Hospital Indemnity Insurance is designed
(coverage amounts may vary). to provide financial assistance to enhance your current coverage. Employees
Medical expenses such as can use the benefit to meet the out-of-pocket expenses and extra bills that can
deductibles and copays occur. Benefits are paid directly to you based on the benefits listed, regardless
of the actual cost of treatment.
Travel, food, and lodging
expenses for family 30-day waiting period—no benefits will be paid for a covered loss which
members occurs during the benefit waiting period
Childcare Benefit Description
Everyday expenses like First Day Hospital Confinement $1,000
utilities and groceries Daily Hospital Confinement $100 per day
Maximum Days Payable 30
Features of hospital Indemnity
Insurance include the following. Hospital Intensive Care $200 per day
Maximum Days Payable 30
Guaranteed issue—no
medical questions or tests
required for coverage Bi-Weekly Post Tax Premium
Employee Only $6.73
No pre-existing conditions— Employee + Spouse $16.68
beneits are payable Employee + Child(ren) $12.57
regardless of any condition Family $22.52
you may have
Flexible—you can use the
beneit money for any
purpose you like
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