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Retirement Savings Plan 401(k)
2016–17 Beneits Enrollment
Your inancial security is important to you, your family, and to us as your employer.
We want you to feel secure and prepared for life after your career. In partnership
with One America, our 401(k) plan is designed to help you plan ahead and feel IRS 401(k)
prepared. Maximums
For 2016, you can contribute
How the Plan Works up to $18,000 to your 401(k)
X Employees are eligible to join the plan if you have completed 2 months of account. If you are age 50 or will
turn age 50 by December 31,
employment you may contribute an additional
X You can contribute before-tax dollars to your 401(k) account through payroll “catch-up” contribution of
$6,000. Limits for 2017 were
deductions (up to 75% of your eligible compensation; up to the annual IRS not available by the time this
limits) publication was distributed.
Please check www.irs.gov for
X The company may match 25% of 4% of your contribution on a pay period basis the most updated contribution
limit guidance.
once you become eligible to participate
X You choose how to invest your money in a variety of investment options
X You are always 100% vested in your own contributions
X Your company contributions are subject to a vesting schedule of 0% for less
than 3 years of service; 100% after 3 years of service
One America Tools
One America offers retirement calculators and tools which allow you to choose your
own investments options or target date funds, which are automatically diversiied
and rebalanced.
Participant Website: www.accountservices.aul.com
Customer Service Line: 800.249.6269
Remember to add a beneiciary for your 401(k) on the One America website
through their convenient online beneiciary tool. Please note, you will need to elect a
beneiciary for both your life insurance when you elect your life insurance, as well as
through One America for your 401(k) plan.
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2016–17 Beneits Enrollment
Your inancial security is important to you, your family, and to us as your employer.
We want you to feel secure and prepared for life after your career. In partnership
with One America, our 401(k) plan is designed to help you plan ahead and feel IRS 401(k)
prepared. Maximums
For 2016, you can contribute
How the Plan Works up to $18,000 to your 401(k)
X Employees are eligible to join the plan if you have completed 2 months of account. If you are age 50 or will
turn age 50 by December 31,
employment you may contribute an additional
X You can contribute before-tax dollars to your 401(k) account through payroll “catch-up” contribution of
$6,000. Limits for 2017 were
deductions (up to 75% of your eligible compensation; up to the annual IRS not available by the time this
limits) publication was distributed.
Please check www.irs.gov for
X The company may match 25% of 4% of your contribution on a pay period basis the most updated contribution
limit guidance.
once you become eligible to participate
X You choose how to invest your money in a variety of investment options
X You are always 100% vested in your own contributions
X Your company contributions are subject to a vesting schedule of 0% for less
than 3 years of service; 100% after 3 years of service
One America Tools
One America offers retirement calculators and tools which allow you to choose your
own investments options or target date funds, which are automatically diversiied
and rebalanced.
Participant Website: www.accountservices.aul.com
Customer Service Line: 800.249.6269
Remember to add a beneiciary for your 401(k) on the One America website
through their convenient online beneiciary tool. Please note, you will need to elect a
beneiciary for both your life insurance when you elect your life insurance, as well as
through One America for your 401(k) plan.
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