Page 15 - 2015 Four Seasons Enrollment Guide
P. 15
2015 Open Enrollment
Spouse/Partner Double
Coverage
Special Issues z You and your spouse/partner
If you and your spouse/partner are enrolled in the Four Seasons HSA are enrolled in Four Seasons
HSA plan option, while
plan option, at the same time your spouse/partner also may be enrolled only your spouse/partner
in other major medical plan coverage. Any time your spouse/partner is is enrolled in HDHP medical
covered by two plans, the coordination of beneits rules will apply. (See the coverage through your spouse/
coordination of beneits rules in the summary plan description). In addition, partner’s employer. In this
special HSA contribution rules also apply as follows: situation, your spouse/partner
z You and your spouse/partner are enrolled in Four Seasons HSA option, is also eligible to contribute to
while only your spouse/partner is enrolled in Medicare. In this situation, an HSA in his/her name. For
you can contribute the maximum HSA family contribution. However, spouses, both you and your
your spouse/partner’s claims will be coordinated between the Four spouse are treated as having
Seasons HSA plan option and Medicare. For your spouse/partner’s only HSA family coverage,
claims, you can only obtain tax-free reimbursement from the HSA for combined. This means that the
the portion of the claims that are not paid by either Four Seasons HSA maximum HSA contribution
plan option or Medicare. must be divided between you
z You and your spouse/partner are enrolled in Four Seasons HSA plan and your spouse. For domestic
option, while only your spouse/partner is enrolled in non-HDHP partners, different rules apply
medical coverage through your spouse/partner’s employer. In this to HSA contributions and you
situation, you can contribute the maximum HSA family contribution. should contact your tax advisor.
However, your spouse/partner’s claims will be coordinated between the For claims purposes, your
Four Seasons HSA plan option and your spouse/partner’s employer spouse/partner’s claims will be
plan. For your spouse/partner’s claims, you can only obtain tax-free coordinated between the Four
reimbursement from the HSA for the portion of the claims that are not Seasons HSA plan option and
paid by either Four Seasons HSA plan option or the spouse/partner’s your spouse/partner’s employer
employer plan. plan. You and your spouse/
partner can only obtain tax-
free reimbursement from an
the HSA for the portion of the
spouse/partner claims that are
not paid by either Four Seasons
HSA plan option or the spouse/
partner’s employer plan.
15
Spouse/Partner Double
Coverage
Special Issues z You and your spouse/partner
If you and your spouse/partner are enrolled in the Four Seasons HSA are enrolled in Four Seasons
HSA plan option, while
plan option, at the same time your spouse/partner also may be enrolled only your spouse/partner
in other major medical plan coverage. Any time your spouse/partner is is enrolled in HDHP medical
covered by two plans, the coordination of beneits rules will apply. (See the coverage through your spouse/
coordination of beneits rules in the summary plan description). In addition, partner’s employer. In this
special HSA contribution rules also apply as follows: situation, your spouse/partner
z You and your spouse/partner are enrolled in Four Seasons HSA option, is also eligible to contribute to
while only your spouse/partner is enrolled in Medicare. In this situation, an HSA in his/her name. For
you can contribute the maximum HSA family contribution. However, spouses, both you and your
your spouse/partner’s claims will be coordinated between the Four spouse are treated as having
Seasons HSA plan option and Medicare. For your spouse/partner’s only HSA family coverage,
claims, you can only obtain tax-free reimbursement from the HSA for combined. This means that the
the portion of the claims that are not paid by either Four Seasons HSA maximum HSA contribution
plan option or Medicare. must be divided between you
z You and your spouse/partner are enrolled in Four Seasons HSA plan and your spouse. For domestic
option, while only your spouse/partner is enrolled in non-HDHP partners, different rules apply
medical coverage through your spouse/partner’s employer. In this to HSA contributions and you
situation, you can contribute the maximum HSA family contribution. should contact your tax advisor.
However, your spouse/partner’s claims will be coordinated between the For claims purposes, your
Four Seasons HSA plan option and your spouse/partner’s employer spouse/partner’s claims will be
plan. For your spouse/partner’s claims, you can only obtain tax-free coordinated between the Four
reimbursement from the HSA for the portion of the claims that are not Seasons HSA plan option and
paid by either Four Seasons HSA plan option or the spouse/partner’s your spouse/partner’s employer
employer plan. plan. You and your spouse/
partner can only obtain tax-
free reimbursement from an
the HSA for the portion of the
spouse/partner claims that are
not paid by either Four Seasons
HSA plan option or the spouse/
partner’s employer plan.
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