Page 3 - 2015 Four Seasons Enrollment Guide
P. 3
2015 Open Enrollment
Welcome to Open Enrollment Welcome
Welcome to your Four Seasons healthcare beneits Open Enrollment.
This guide illustrates detailed information regarding your beneit programs and
options. Please spend time reviewing this guide for a better understanding of What Your Team
your beneits. Members Are Saying
Although Four Seasons continues to offer three medical plan options for 2015
(HSA, OAP, and HMO), the HMO is grandfathered and is not available to About the HSA
employees hired on or after January 1, 2014. “The HSA is a great option for me!
I had an HSA at my previous job
Have You Considered the HSA Plan? and I am so happy it’s available
Whether you are already enrolled in the HSA Plan or you are considering at the Four Seasons. I do not go
enrolling for the irst time this year, we want to make sure you understand to the doctors often and I also
the value of this plan and how owning a Health Savings Account (HSA) can like to save money where I can
beneit you right now and for years to come. so I like how cheap the option is.
Also I love how I can put a little bit
Take advantage of the great features of the HSA Plan: of money away every paycheck
z It’s the lowest cost medical plan option into my account so I don’t have
to worry about inding money in
z Preventive care is covered 100% (in-network) an emergency or for when I do
z It comes with an HSA, and Four Seasons will contribute either $500 (single) get sick. Having money saved up
or $1,000 (family) to your account speciically for medical bills gives
z You can make payroll contributions to your HSA on a pre-tax basis me peace of mind and makes my
life easier.”
You will ind detailed information on the advantages of having an HSA on
pages 13-16. -Mary Beshenich
To elect new beneits or change your existing beneit coverage,
you must log on to the My Four Seasons Beneits Center website
(https://fsbeneits.fourseasons.com) or call the My Four Seasons Beneits
Center. If you do not complete the enrollment process, you will automatically
continue your current plan options for the 2015 plan year at the updated
rates.
If you have medical plan related questions, please contact the Cigna Pre-
Enrollment Hotline at 1-800-420-1830 anytime, day or night.
If you cannot access the My Four Seasons Beneits Center website, or if you
have any questions about enrollment, eligibility, or your current beneits
coverage, please call the My Four Seasons Beneits Center at 1-866-672-0435
between 8 a.m. and 8 p.m. EST and speak with a representative.
Regards,
Karen Welch
Vice President, Global Compensation and Beneits
3
Welcome to Open Enrollment Welcome
Welcome to your Four Seasons healthcare beneits Open Enrollment.
This guide illustrates detailed information regarding your beneit programs and
options. Please spend time reviewing this guide for a better understanding of What Your Team
your beneits. Members Are Saying
Although Four Seasons continues to offer three medical plan options for 2015
(HSA, OAP, and HMO), the HMO is grandfathered and is not available to About the HSA
employees hired on or after January 1, 2014. “The HSA is a great option for me!
I had an HSA at my previous job
Have You Considered the HSA Plan? and I am so happy it’s available
Whether you are already enrolled in the HSA Plan or you are considering at the Four Seasons. I do not go
enrolling for the irst time this year, we want to make sure you understand to the doctors often and I also
the value of this plan and how owning a Health Savings Account (HSA) can like to save money where I can
beneit you right now and for years to come. so I like how cheap the option is.
Also I love how I can put a little bit
Take advantage of the great features of the HSA Plan: of money away every paycheck
z It’s the lowest cost medical plan option into my account so I don’t have
to worry about inding money in
z Preventive care is covered 100% (in-network) an emergency or for when I do
z It comes with an HSA, and Four Seasons will contribute either $500 (single) get sick. Having money saved up
or $1,000 (family) to your account speciically for medical bills gives
z You can make payroll contributions to your HSA on a pre-tax basis me peace of mind and makes my
life easier.”
You will ind detailed information on the advantages of having an HSA on
pages 13-16. -Mary Beshenich
To elect new beneits or change your existing beneit coverage,
you must log on to the My Four Seasons Beneits Center website
(https://fsbeneits.fourseasons.com) or call the My Four Seasons Beneits
Center. If you do not complete the enrollment process, you will automatically
continue your current plan options for the 2015 plan year at the updated
rates.
If you have medical plan related questions, please contact the Cigna Pre-
Enrollment Hotline at 1-800-420-1830 anytime, day or night.
If you cannot access the My Four Seasons Beneits Center website, or if you
have any questions about enrollment, eligibility, or your current beneits
coverage, please call the My Four Seasons Beneits Center at 1-866-672-0435
between 8 a.m. and 8 p.m. EST and speak with a representative.
Regards,
Karen Welch
Vice President, Global Compensation and Beneits
3
