Page 16 - 2020 NextCare Enrollment
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Disability insurance is ofered DISABILITY
through The Hartford .
Long Term Disability (NextCare Paid Benefit)
NextCare provides a long term disability beneit in the amount of 60%
of your gross monthly earnings (subject to age limitations), less income
you may receive from other sources such as Social Security, workers’
compensation, etc. Beneits begin after a 90-day elimination period and
may continue up to the point speciically outlined in the disability booklet.
This plan does have a pre-existing conditions clause you should review in
more detail. NextCare pays for the premium of this beneit, therefore you
have no payroll deduction. A full summary of this beneit can be found
on the NextCare Intranet.
Short Term Disability
NextCare offers voluntary short term disability insurance, which can help
you replace a portion of your income during the initial weeks of disability.
The beneit amount is 60% of your pre-disability earnings. The maximum
weekly beneit is $1,500. The STD beneits begin after the end of the
elimination period, 14 days. The elimination period begins on the day you
become disabled and is the length of time you must wait, while disabled,
before you are eligible to receive a beneit. The maximum beneit duration
is 11 weeks of disability. There is a pre-existing conditions clause, which
you can review in the Certiicate of Insurance/Summary Plan Description
posted on the NextCare Intranet. If you decline this beneit when newly
eligible, you will be required to complete a personal health application
to be considered for coverage if you wish to enroll during an open
enrollment period later.
Employee Monthly Rate per $10 of Weekly Benefit
Employee Age
Age 44 and Under $0 .54
45–49 $0 .55
50–54 $0 .58
55–59 $0 .67
60–64 $0 .74
65+ $0 .78
Please use ADP self-service to help you calculate your bi-weekly payroll deduction amount .
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through The Hartford .
Long Term Disability (NextCare Paid Benefit)
NextCare provides a long term disability beneit in the amount of 60%
of your gross monthly earnings (subject to age limitations), less income
you may receive from other sources such as Social Security, workers’
compensation, etc. Beneits begin after a 90-day elimination period and
may continue up to the point speciically outlined in the disability booklet.
This plan does have a pre-existing conditions clause you should review in
more detail. NextCare pays for the premium of this beneit, therefore you
have no payroll deduction. A full summary of this beneit can be found
on the NextCare Intranet.
Short Term Disability
NextCare offers voluntary short term disability insurance, which can help
you replace a portion of your income during the initial weeks of disability.
The beneit amount is 60% of your pre-disability earnings. The maximum
weekly beneit is $1,500. The STD beneits begin after the end of the
elimination period, 14 days. The elimination period begins on the day you
become disabled and is the length of time you must wait, while disabled,
before you are eligible to receive a beneit. The maximum beneit duration
is 11 weeks of disability. There is a pre-existing conditions clause, which
you can review in the Certiicate of Insurance/Summary Plan Description
posted on the NextCare Intranet. If you decline this beneit when newly
eligible, you will be required to complete a personal health application
to be considered for coverage if you wish to enroll during an open
enrollment period later.
Employee Monthly Rate per $10 of Weekly Benefit
Employee Age
Age 44 and Under $0 .54
45–49 $0 .55
50–54 $0 .58
55–59 $0 .67
60–64 $0 .74
65+ $0 .78
Please use ADP self-service to help you calculate your bi-weekly payroll deduction amount .
16
