Page 14 - Guide
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If you elect voluntary life coverage for yourself, you can also elect voluntary life
coverage for your spouse and dependent children. This coverage offers inancial
protection to your family in the event of your covered family member’s death.


You can purchase coverage in increments $5,000. Your spouse’s coverage cannot
exceed $500,000. You will need to supply proof of good health if you have
previously waived this coverage, changing your existing coverage, or electing
coverage greater than the guaranteed issue amount of $25,000. If this is the case,
your elections are subject to approval through our insurance provider Unum before
inal.


Dependent child life coverage is available in increments of $2,000. Dependents are
eligible from 14 days old through age 26 (if a full-time student).


When you purchase voluntary life coverage for yourself, your spouse, or your child,
you will automatically be enrolled in additional accidental death & dismemberment
insurance. This coverage pays a beneit if you or your spouse is either killed or
injured as a result of an accident. The cost for voluntary AD&D is $0.40 per $10,000

of employee coverage, $0.21 per $5,000 of spousal coverage, and $0.072 for child
coverage.










































14 RallySport Direct
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