Page 18 - 2020 SteinMart Benefit Guide - SM
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ACCIDENT INSURANCE




While you don't know when an accident will happen, you can be prepared for it. An accident plan through
Voya Financial can help you manage unexpected costs.

Accident Insurance pays you benefits for specific injuries and events resulting from a covered accident that
occurs while you are not at work. The benefit amount depends on the type of injury and care received.

You have a choice of two comprehensive plans (low or high) which
provide payment for more than 150 events. Below are just some of them.



Covered Accidents Covered Medical
Include Services/Treatments Include
Fractures Ambulance (ground and air)
Concussions Emergency care
Dislocations Non-emergency care
Cuts/lacerations Physician follow-up
Second and third Therapy services (including
degree burns physical therapy)
Eye injuries Medical testing benefit (including
Coma x-rays, MRIs, and CT scans)
Torn knee cartilage Inpatient surgery




Associate Weekly Rates
Low High
Associate Only $0.94 $1.53
Associate and Spouse $1.56 $2.66
Associate and Children $1.84 $3.20
Family $2.46 $4.05



Associate Semi Monthly Rates
Low High
Associate Only $2.04 $3.32
Associate and Spouse $3.38 $5.77
Associate and Children $3.99 $6.94
Family $5.34 $8.78
















Assistant Store Managers, Asset Protection and Loss 16
Prevention and Semi-Monthly Associates For 2020 Benefits
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