Page 17 - NH Non NC Guide
P. 17
Specified Disease
Specified Disease Covered Conditions (Paid
Speciied Disease insurance by Unum, often referred to as Critical at 100 percent of Elected
Illness insurance, pays you a lump-sum beneit if you are diagnosed Amount Unless Otherwise
with a covered illness. You can choose the level of coverage you want Noted Below)
and can use the money any way you see it. Much like a life insurance Cancer
policy which pays your beneiciary a lump sum upon death, this Speciied Carcinoma in Situ *
Disease policy pays a beneit to YOU if you or a covered dependent are Heart attack
diagnosed or incur a covered speciied disease.
Coronary artery bypass surgery *
X Guaranteed issue—each year during the initial open enrollment,
you can elect this coverage without medical questions; each year Stroke
during open enrollment, you may elect coverage without providing End stage renal (kidney) failure
evidence of insurability Major organ failure
Z Employee: up to $20,000 Permanent paralysis as the result
Z Spouse: up to $10,000 of a covered accident
Z Child(ren): 25 percent of employee-elected amount for no Coma as the result of severe
additional cost traumatic brain injury
X Portable—coverage is portable which means you can take this plan Blindness
with you if you no longer work for Mitchell Gold + Bob Williams Benign brain tumor
X Issue age rates—your rates lock in at your current age and do not Occupational HIV
increase as you age
X Wellness—this plan also includes an annual $50 wellness beneit, Additional covered conditions
for dependent children: cerebral
payable to a covered employee and spouse one time per year for palsy, cleft lip or palate, cystic
certain wellness procedures and tests ibrosis, down syndrome, and
X Pre-existing conditions—none apply; pre-existing conditions have spina biida
been waived from this plan which means that coverage applies for * Paid at 25% of elected beneit amount
any of the covered speciied diseases which are diagnosed or occur
30 days after the plan’s effective date
X Waiting period—diagnosis must occur at least 30 days after the
coverage effective date to be eligible for beneits
Premiums are based on your current age and tobacco usage and will be available
through the MG+BW Lockton Marketplace online website as well as additional plan
details.
17
Specified Disease Covered Conditions (Paid
Speciied Disease insurance by Unum, often referred to as Critical at 100 percent of Elected
Illness insurance, pays you a lump-sum beneit if you are diagnosed Amount Unless Otherwise
with a covered illness. You can choose the level of coverage you want Noted Below)
and can use the money any way you see it. Much like a life insurance Cancer
policy which pays your beneiciary a lump sum upon death, this Speciied Carcinoma in Situ *
Disease policy pays a beneit to YOU if you or a covered dependent are Heart attack
diagnosed or incur a covered speciied disease.
Coronary artery bypass surgery *
X Guaranteed issue—each year during the initial open enrollment,
you can elect this coverage without medical questions; each year Stroke
during open enrollment, you may elect coverage without providing End stage renal (kidney) failure
evidence of insurability Major organ failure
Z Employee: up to $20,000 Permanent paralysis as the result
Z Spouse: up to $10,000 of a covered accident
Z Child(ren): 25 percent of employee-elected amount for no Coma as the result of severe
additional cost traumatic brain injury
X Portable—coverage is portable which means you can take this plan Blindness
with you if you no longer work for Mitchell Gold + Bob Williams Benign brain tumor
X Issue age rates—your rates lock in at your current age and do not Occupational HIV
increase as you age
X Wellness—this plan also includes an annual $50 wellness beneit, Additional covered conditions
for dependent children: cerebral
payable to a covered employee and spouse one time per year for palsy, cleft lip or palate, cystic
certain wellness procedures and tests ibrosis, down syndrome, and
X Pre-existing conditions—none apply; pre-existing conditions have spina biida
been waived from this plan which means that coverage applies for * Paid at 25% of elected beneit amount
any of the covered speciied diseases which are diagnosed or occur
30 days after the plan’s effective date
X Waiting period—diagnosis must occur at least 30 days after the
coverage effective date to be eligible for beneits
Premiums are based on your current age and tobacco usage and will be available
through the MG+BW Lockton Marketplace online website as well as additional plan
details.
17
