Page 18 - Guide
P. 18
2017 Benefits Enrollment
Voluntary Benefits Through Cigna
Critical Illness Health screening (wellness) beneit—provides a beneit amount of
Critical illness insurance by Cigna $50 for a health screening test taken by a covered person; the beneit
pays you a lump-sum beneit if is limited to payment of one beneit amount per calendar year for
you are diagnosed with a covered each covered person; beneit waiting period is 30 days following the
illness. You can choose the level of effective date of the health screening beneit rider
coverage you want and can use the Pre-existing conditions—none apply; pre-existing conditions have been
money any way you see it. Much waived from this plan which means coverage applies for any of the
like a life insurance policy pays critical illnesses listed below which are diagnosed or occur 30 days after
your beneiciary a lump sum upon the plan’s effective date
death, this critical illness policy Waiting period—diagnosis must occur at least 30 days after the
pays a beneit to YOU if you or a coverage effective date to be eligible for beneits
covered dependent are diagnosed If you reside in the state of Washington, this plan provides an
or incur a covered critical illness. additional beneit payout equal to the plan beneit amount and
Guaranteed issue—each year percentage of the covered person for each diagnosis of a subsequent
during open enrollment, and same covered condition which has received a beneit payout from
you can elect this coverage a previous diagnosis, after a 12 month separation period from the
without medical questions previous diagnosis; covered conditions include; heart attack, stroke,
Employee: up to $20,000 renal (kidney) failure, major organ transplant, ALS, blindness, and
paralysis
Spouse: up to $10,000
(maximum of 50 percent For all other states, the plan provides an additional beneit amount
of employee-elected equal to the selected beneit amount and percentage of the covered
amount) person for the diagnosis of a subsequent and different covered
condition after a six month separation period
Child(ren): 25 percent of
employee-elected amount Employees must be actively at work to elect this beneit
Portable—coverage is Covered Conditions
portable which means you can Paid at 100 Percent of Elected Amount Unless Otherwise Noted Below
take this plan with you if you Amyotrophic lateral sclerosis Coronary artery disease
no longer work for Franke (Lou Gehrig’s disease) (surgery)*
Cancer Renal (kidney) failure
Carcinoma in situ* Major organ transplant
Heart attack Paralysis
Blindness
* Paid at 25 percent of elected beneit amount
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Voluntary Benefits Through Cigna
Critical Illness Health screening (wellness) beneit—provides a beneit amount of
Critical illness insurance by Cigna $50 for a health screening test taken by a covered person; the beneit
pays you a lump-sum beneit if is limited to payment of one beneit amount per calendar year for
you are diagnosed with a covered each covered person; beneit waiting period is 30 days following the
illness. You can choose the level of effective date of the health screening beneit rider
coverage you want and can use the Pre-existing conditions—none apply; pre-existing conditions have been
money any way you see it. Much waived from this plan which means coverage applies for any of the
like a life insurance policy pays critical illnesses listed below which are diagnosed or occur 30 days after
your beneiciary a lump sum upon the plan’s effective date
death, this critical illness policy Waiting period—diagnosis must occur at least 30 days after the
pays a beneit to YOU if you or a coverage effective date to be eligible for beneits
covered dependent are diagnosed If you reside in the state of Washington, this plan provides an
or incur a covered critical illness. additional beneit payout equal to the plan beneit amount and
Guaranteed issue—each year percentage of the covered person for each diagnosis of a subsequent
during open enrollment, and same covered condition which has received a beneit payout from
you can elect this coverage a previous diagnosis, after a 12 month separation period from the
without medical questions previous diagnosis; covered conditions include; heart attack, stroke,
Employee: up to $20,000 renal (kidney) failure, major organ transplant, ALS, blindness, and
paralysis
Spouse: up to $10,000
(maximum of 50 percent For all other states, the plan provides an additional beneit amount
of employee-elected equal to the selected beneit amount and percentage of the covered
amount) person for the diagnosis of a subsequent and different covered
condition after a six month separation period
Child(ren): 25 percent of
employee-elected amount Employees must be actively at work to elect this beneit
Portable—coverage is Covered Conditions
portable which means you can Paid at 100 Percent of Elected Amount Unless Otherwise Noted Below
take this plan with you if you Amyotrophic lateral sclerosis Coronary artery disease
no longer work for Franke (Lou Gehrig’s disease) (surgery)*
Cancer Renal (kidney) failure
Carcinoma in situ* Major organ transplant
Heart attack Paralysis
Blindness
* Paid at 25 percent of elected beneit amount
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