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Beneit Resource

Guide








Table of Contents

A Message from Americare . . . .3

Eligibility . . . . . . . . . . . . . . . . .4
Accessing Lockton Marketplace . 5

2016 Medical and Rx Insurance . 6

Health Savings Account (HSA) . .9
Essential Med . . . . . . . . . . . . .10

Dental Coverage . . . . . . . . . . .12
Guardian College Tuition
Beneit . . . . . . . . . . . . . . .13

Vision Coverage . . . . . . . . . . .14
Short Term Disability . . . . . . . .15

Life Insurance . . . . . . . . . . . .16
Critical Illness . . . . . . . . . . . . .17

Accident Insurance . . . . . . . . .18

Hospital Indemnity . . . . . . . . .20
Cancer Insurance . . . . . . . . . .21

Basic Protection Program . . . . .23
Employee Assistance Plan . . . .24

Retirement Savings Plan
401(k) . . . . . . . . . . . . . . .25
Paid Time Off . . . . . . . . . . . . .26

Tuition Assistance Program . . .31
Health Care Reform Memo . . . .33

Contact Information . . . . . . . .35
















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