Page 20 - Harvard Maintenance Executive 2022 Benefits Guide
P. 20
Calendar Year 2022
Benefits Enrollment
Disability—Short Term (STD) and Long Term (LTD)
What are the Costs for State Disability Insurance
Benefits? Several states ofer a State Disability Insurance (SDI) program.
The employee cost is If you become disabled due to an accident or illness, you may be
personally calculated for entitled to receive beneits under the SDI program. This beneit
you once you log into the will integrate with that state plan .
online beneits portal at
enroll.beneitsconnect.net/ For more information, please visit your state government
myharvardbeneits . website .
Even with careful saving and STD Beneits—Guardian
planning, most people count Monthly Beneit 60% of weekly earnings
on a steady paycheck to Maximum Beneit $2,000 weekly
cover their monthly expenses . Duration of Beneit 24 weeks
Unfortunately, it only takes Waiting Period 14 days/beneit begins on the ifteenth day
a brief time away from work Pre-Existing Conditions 3 months look-back; 12 months after exclusion
to upset the balance . You Eligible for Coverage All full-time employees
can protect the income you The above information is a summary only . Please refer to your evidence of coverage for complete
depend on with disability details of plan beneits, limitations, and exclusions.
insurance . If you need to
take time of to recover from LTD Beneits—MetLife
an illness or injury, disability Monthly Beneit 60% of monthly earnings
insurance from Guardian or Maximum Beneit $10,000 monthly
Reducing beneit duration
MetLife may provide a portion Duration of Beneit with Social Security normal retirement age
of lost income for a period Waiting Period 180 days
of time, helping alleviate the Pre-Existing Conditions 3 months look-back;
inancial hardship and cover 12 months after exclusion
regular expenses-from paying Eligible for Coverage All full-time employees
rent to buying groceries .
The above information is a summary only . Please refer to your evidence of coverage for complete
details of plan beneits, limitations, and exclusions.
20
Benefits Enrollment
Disability—Short Term (STD) and Long Term (LTD)
What are the Costs for State Disability Insurance
Benefits? Several states ofer a State Disability Insurance (SDI) program.
The employee cost is If you become disabled due to an accident or illness, you may be
personally calculated for entitled to receive beneits under the SDI program. This beneit
you once you log into the will integrate with that state plan .
online beneits portal at
enroll.beneitsconnect.net/ For more information, please visit your state government
myharvardbeneits . website .
Even with careful saving and STD Beneits—Guardian
planning, most people count Monthly Beneit 60% of weekly earnings
on a steady paycheck to Maximum Beneit $2,000 weekly
cover their monthly expenses . Duration of Beneit 24 weeks
Unfortunately, it only takes Waiting Period 14 days/beneit begins on the ifteenth day
a brief time away from work Pre-Existing Conditions 3 months look-back; 12 months after exclusion
to upset the balance . You Eligible for Coverage All full-time employees
can protect the income you The above information is a summary only . Please refer to your evidence of coverage for complete
depend on with disability details of plan beneits, limitations, and exclusions.
insurance . If you need to
take time of to recover from LTD Beneits—MetLife
an illness or injury, disability Monthly Beneit 60% of monthly earnings
insurance from Guardian or Maximum Beneit $10,000 monthly
Reducing beneit duration
MetLife may provide a portion Duration of Beneit with Social Security normal retirement age
of lost income for a period Waiting Period 180 days
of time, helping alleviate the Pre-Existing Conditions 3 months look-back;
inancial hardship and cover 12 months after exclusion
regular expenses-from paying Eligible for Coverage All full-time employees
rent to buying groceries .
The above information is a summary only . Please refer to your evidence of coverage for complete
details of plan beneits, limitations, and exclusions.
20
