Page 3 - Harvard Maintenance Executive 2022 Benefits Guide
P. 3
Calendar Year 2022
Benefits Enrollment
Summary of Benefits
Carrier/Vendor Beneits Program Tier Level Deinition
Cigna Medical PPO Employee only The medical program is fully insured and ACA
Employee + spouse approved . The program has major medical,
Employee + child(ren) hospitalization, and prescription . Participant is able
Family to enroll dependents up to family coverage .
Cigna Dental Employee only Dental program for employee and family .
Employee + spouse
Employee + child(ren)
Family
Cigna Vision Employee only Vision program for employee and family .
Employee + spouse
Employee + child(ren)
Family
MetLife Basic life and AD&D Employee only Your Basic Life and AD&D beneit amount is
Long term disability calculated for you in the portal . Participant receives
60% of monthly earnings up to a maximum of
$10,000 while out on disability .
MetLife Voluntary term life Employee only Optional supplemental life insurance program .
insurance Spouse
Child(ren)
Guardian Short term disability Employee only Participant receives 60% of annual salary while out
on disability. Maximum payment of beneit is 24
weeks within a 12-month period on disability .
MetLife Accident insurance Employee only This plan is designed to pay cash directly to you, the
Employee + spouse employee . This additional cash support can be used
Employee + child(ren) to help pay any out-of-pocket expenses related to
Family the injury .
MetLife Critical illness Employee only Beneit payment provided to participant for speciic
Employee + spouse critical illness .
Employee + child(ren)
Family
The above information is a summary only. Please refer to your evidence of coverage for complete details of plan beneits, limitations, and exclusions.
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Benefits Enrollment
Summary of Benefits
Carrier/Vendor Beneits Program Tier Level Deinition
Cigna Medical PPO Employee only The medical program is fully insured and ACA
Employee + spouse approved . The program has major medical,
Employee + child(ren) hospitalization, and prescription . Participant is able
Family to enroll dependents up to family coverage .
Cigna Dental Employee only Dental program for employee and family .
Employee + spouse
Employee + child(ren)
Family
Cigna Vision Employee only Vision program for employee and family .
Employee + spouse
Employee + child(ren)
Family
MetLife Basic life and AD&D Employee only Your Basic Life and AD&D beneit amount is
Long term disability calculated for you in the portal . Participant receives
60% of monthly earnings up to a maximum of
$10,000 while out on disability .
MetLife Voluntary term life Employee only Optional supplemental life insurance program .
insurance Spouse
Child(ren)
Guardian Short term disability Employee only Participant receives 60% of annual salary while out
on disability. Maximum payment of beneit is 24
weeks within a 12-month period on disability .
MetLife Accident insurance Employee only This plan is designed to pay cash directly to you, the
Employee + spouse employee . This additional cash support can be used
Employee + child(ren) to help pay any out-of-pocket expenses related to
Family the injury .
MetLife Critical illness Employee only Beneit payment provided to participant for speciic
Employee + spouse critical illness .
Employee + child(ren)
Family
The above information is a summary only. Please refer to your evidence of coverage for complete details of plan beneits, limitations, and exclusions.
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