Page 12 - 2015 Enrollment Guide
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Beneits Guide
Short-Term Disability
Disability Depending on your length of service and the nature of your health
Insurance concern, you could be eligible for up to 180 days of paid time away
from work. See the table below for a breakdown of how the short-term
Disability insurance is designed to help disability is paid. If you are in California, Hawaii, New Jersey, New
you meet your inancial obligations York, or Rhode Island, these beneits will be coordinated with your
if you cannot work as a result of a state’s disability beneit program.
covered injury or sickness. Whether you
need time off to recover from an injury, Length of Service Work Days at 100% of Calendar Days at 65% of
childbirth, or another health condition, Salary Salary
short- and long-term disability beneits Less than 0 0
provide income protection while 6 months
you’re away from work. This coverage 6 months to 5 years 10 170
is automatically provided after six 5 years to 10 years 20 160
months of service and is paid for by the 10 years to 15 years 30 150
company. More than 15 years 40 140
Basic Life and Accident Long-Term Disability
Insurance If your disability extends beyond 180 days, you may qualify for
AAF provides, at no cost to you, continued payment under the long-term disability beneit program.
basic life with accidental death and Under this beneit, you receive 60% of your pre-disability monthly
dismemberment insurance. This income, to a maximum monthly beneit of $10,000.
coverage offers inancial protection to Like short-term disability beneits, long-term disability beneits are
you if you suffer certain debilitating coordinated with any state, workers’ compensation, or other beneits
injuries or to your beneiciaries if you may receive.
you die. Your life insurance coverage
amount is equal to your annual base Buy-Up Short-Term Disability
salary, up to a maximum of $50,000.
This beneit also includes accidental AAF also offers employees the option to elect additional Short-Term
death and dismemberment beneits. Disability insurance through Reliance Standard. This beneit provides
If you should die in an accident, the an additional $150 per week during an extended illness or injury
plan will pay an increased beneit. (including maternity leave). Disability payments begin on the irst
day for a non-work related accident/injury and the eighth day for an
illness/sickness and could continue for up to 26 weeks. This option can
be purchased at $5.54 per weekly pay period.
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Short-Term Disability
Disability Depending on your length of service and the nature of your health
Insurance concern, you could be eligible for up to 180 days of paid time away
from work. See the table below for a breakdown of how the short-term
Disability insurance is designed to help disability is paid. If you are in California, Hawaii, New Jersey, New
you meet your inancial obligations York, or Rhode Island, these beneits will be coordinated with your
if you cannot work as a result of a state’s disability beneit program.
covered injury or sickness. Whether you
need time off to recover from an injury, Length of Service Work Days at 100% of Calendar Days at 65% of
childbirth, or another health condition, Salary Salary
short- and long-term disability beneits Less than 0 0
provide income protection while 6 months
you’re away from work. This coverage 6 months to 5 years 10 170
is automatically provided after six 5 years to 10 years 20 160
months of service and is paid for by the 10 years to 15 years 30 150
company. More than 15 years 40 140
Basic Life and Accident Long-Term Disability
Insurance If your disability extends beyond 180 days, you may qualify for
AAF provides, at no cost to you, continued payment under the long-term disability beneit program.
basic life with accidental death and Under this beneit, you receive 60% of your pre-disability monthly
dismemberment insurance. This income, to a maximum monthly beneit of $10,000.
coverage offers inancial protection to Like short-term disability beneits, long-term disability beneits are
you if you suffer certain debilitating coordinated with any state, workers’ compensation, or other beneits
injuries or to your beneiciaries if you may receive.
you die. Your life insurance coverage
amount is equal to your annual base Buy-Up Short-Term Disability
salary, up to a maximum of $50,000.
This beneit also includes accidental AAF also offers employees the option to elect additional Short-Term
death and dismemberment beneits. Disability insurance through Reliance Standard. This beneit provides
If you should die in an accident, the an additional $150 per week during an extended illness or injury
plan will pay an increased beneit. (including maternity leave). Disability payments begin on the irst
day for a non-work related accident/injury and the eighth day for an
illness/sickness and could continue for up to 26 weeks. This option can
be purchased at $5.54 per weekly pay period.
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