Page 21 - Intertek 2021 Benefits Guide
P. 21
2021
Intertek Benefits Guide
Critical Illness Coverage
Why Critical Illness Coverage? Covered Conditions and Benefits
Critical illnesses can be a major detriment to your You may elect to purchase critical illness coverage
income, health insurance expenses, and daily living. up to the limits shown in the chart.
Voya’s critical illness plan pays a lump sum directly
to you for any of the conditions shown in the chart. Covered Person Limits
Employee You may elect a beneit amount of
$10,000, $20,000, or $30,000
Features Spouse You may elect a spouse beneit amount
X Guaranteed Issue: No medical questions or of $5,000, $10,000, or $15,000
tests are required for coverage Child(ren) 25% of employee-elected coverage for
X Flexible: You can use the beneit payments for no additional premium
any purpose you like Percent of Beneit Paid
X Portable: If you leave Intertek or retire, you can Heart attack 100%
take your coverage with you (provision may vary Stroke 100%
Coronary artery bypass surgery
25%
by state)amount you elect Cancer 100%
Carcinoma in situ 25%
Benign brain tumor 100%
End stage renal (kidney) failure 100%
Major organ failure 100%
Coma (as the result of a severe 100%
Wellness Beneit traumatic brain injury)
This beneit pays $75 per calendar year per insured Blindness 100%
individual (employee and spouse) if a covered health Permanent paralysis (as the result 100%
screening test is performed, including blood tests, chest of an accident)
x-rays, stress tests, mammograms and colonoscopies. A
full list of covered tests will be provided in your certiicate. Additional covered conditions 100%
for dependent children: cerebral
palsy, cystic ibrosis, down
syndrome.
For a complete description of beneits, exclusions
and limitations, refer to your certiicate of insurance
and riders.
21
Intertek Benefits Guide
Critical Illness Coverage
Why Critical Illness Coverage? Covered Conditions and Benefits
Critical illnesses can be a major detriment to your You may elect to purchase critical illness coverage
income, health insurance expenses, and daily living. up to the limits shown in the chart.
Voya’s critical illness plan pays a lump sum directly
to you for any of the conditions shown in the chart. Covered Person Limits
Employee You may elect a beneit amount of
$10,000, $20,000, or $30,000
Features Spouse You may elect a spouse beneit amount
X Guaranteed Issue: No medical questions or of $5,000, $10,000, or $15,000
tests are required for coverage Child(ren) 25% of employee-elected coverage for
X Flexible: You can use the beneit payments for no additional premium
any purpose you like Percent of Beneit Paid
X Portable: If you leave Intertek or retire, you can Heart attack 100%
take your coverage with you (provision may vary Stroke 100%
Coronary artery bypass surgery
25%
by state)amount you elect Cancer 100%
Carcinoma in situ 25%
Benign brain tumor 100%
End stage renal (kidney) failure 100%
Major organ failure 100%
Coma (as the result of a severe 100%
Wellness Beneit traumatic brain injury)
This beneit pays $75 per calendar year per insured Blindness 100%
individual (employee and spouse) if a covered health Permanent paralysis (as the result 100%
screening test is performed, including blood tests, chest of an accident)
x-rays, stress tests, mammograms and colonoscopies. A
full list of covered tests will be provided in your certiicate. Additional covered conditions 100%
for dependent children: cerebral
palsy, cystic ibrosis, down
syndrome.
For a complete description of beneits, exclusions
and limitations, refer to your certiicate of insurance
and riders.
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