Page 3 - GLG 2021 Annual Benefits
P. 3
Contents
Welcome ...................................................................................................................................................................... 5
Eligibility and Enrollment .................................................................................................................................... 6
How to Enroll ............................................................................................................................................................ 7
Qualifying Life Events ........................................................................................................................................... 7
Medical Beneits ....................................................................................................................................................... 8
Summary of Medical Beneits ............................................................................................................................ 9
Prescription Drugs ...............................................................................................................................................11
Who Pays for Your Medical Beneits? ..........................................................................................................11
Claim Comparison: Choosing the Right Plan............................................................................................13
Health Savings Account .....................................................................................................................................15
Flexible Spending Accounts (FSAs) .............................................................................................................16
Healthcare Flexible Spending Account (HCFSA) ..................................................................................17
Dependent Care Flexible Spending Account (DCFSA) ........................................................................19
Dental Beneits .......................................................................................................................................................22
Vision Beneits .......................................................................................................................................................24
Life and Accidental Death and Dismemberment (AD&D) Insurance .............................................25
Disability Beneits .................................................................................................................................................26
Short Term Disability (STD) ............................................................................................................................26
Long Term Disability (LTD) ...............................................................................................................................27
401(k) Plan ..............................................................................................................................................................29
Commuter Beneits ..............................................................................................................................................32
Other Beneits ........................................................................................................................................................33
Mental Health Support Beneits .....................................................................................................................34
Employee Assistance ...........................................................................................................................................35
Group Discounts ....................................................................................................................................................36
Parental Beneits ...................................................................................................................................................37
Tuition Reimbursement ......................................................................................................................................39
Leave Beneits.........................................................................................................................................................39
Contact Information ............................................................................................................................................40
Beneits Terminology ..........................................................................................................................................41
IMPORTANT: This Employee Beneits Guide provides only a summary of your beneit plans. While every effort is made to ensure that this information is
accurate, the actual policies will always determine your eligibility and the beneits for which you or your family members are eligible. Policy exclusions are
not detailed in this guide. GLG reserves the right to change or terminate its beneit plans at any time. The terms of your beneit plans are governed by legal
documents, including insurance contracts. Should there be any inconsistencies between this guide and the legal plan documents, the plan documents are
the inal authority. The legal information provided within this guide is of a general nature and cannot substitute for the advice of a licensed professional, i.e.,
by a competent authority with specialized knowledge who can apply it to the particular circumstances of your case. For more detailed beneit information,
contact HR Support to request a more detailed Summary Plan Description (SPD).
Welcome ...................................................................................................................................................................... 5
Eligibility and Enrollment .................................................................................................................................... 6
How to Enroll ............................................................................................................................................................ 7
Qualifying Life Events ........................................................................................................................................... 7
Medical Beneits ....................................................................................................................................................... 8
Summary of Medical Beneits ............................................................................................................................ 9
Prescription Drugs ...............................................................................................................................................11
Who Pays for Your Medical Beneits? ..........................................................................................................11
Claim Comparison: Choosing the Right Plan............................................................................................13
Health Savings Account .....................................................................................................................................15
Flexible Spending Accounts (FSAs) .............................................................................................................16
Healthcare Flexible Spending Account (HCFSA) ..................................................................................17
Dependent Care Flexible Spending Account (DCFSA) ........................................................................19
Dental Beneits .......................................................................................................................................................22
Vision Beneits .......................................................................................................................................................24
Life and Accidental Death and Dismemberment (AD&D) Insurance .............................................25
Disability Beneits .................................................................................................................................................26
Short Term Disability (STD) ............................................................................................................................26
Long Term Disability (LTD) ...............................................................................................................................27
401(k) Plan ..............................................................................................................................................................29
Commuter Beneits ..............................................................................................................................................32
Other Beneits ........................................................................................................................................................33
Mental Health Support Beneits .....................................................................................................................34
Employee Assistance ...........................................................................................................................................35
Group Discounts ....................................................................................................................................................36
Parental Beneits ...................................................................................................................................................37
Tuition Reimbursement ......................................................................................................................................39
Leave Beneits.........................................................................................................................................................39
Contact Information ............................................................................................................................................40
Beneits Terminology ..........................................................................................................................................41
IMPORTANT: This Employee Beneits Guide provides only a summary of your beneit plans. While every effort is made to ensure that this information is
accurate, the actual policies will always determine your eligibility and the beneits for which you or your family members are eligible. Policy exclusions are
not detailed in this guide. GLG reserves the right to change or terminate its beneit plans at any time. The terms of your beneit plans are governed by legal
documents, including insurance contracts. Should there be any inconsistencies between this guide and the legal plan documents, the plan documents are
the inal authority. The legal information provided within this guide is of a general nature and cannot substitute for the advice of a licensed professional, i.e.,
by a competent authority with specialized knowledge who can apply it to the particular circumstances of your case. For more detailed beneit information,
contact HR Support to request a more detailed Summary Plan Description (SPD).
