Page 156 - KHALIFA FUND PR REPORT - OCTOBER 2025

10/23/25, 12:58 PM Numou Launches Procurement Financing for UAE SMEs - Fintechnews Middle East
The solution links confirmed contract demand with financing via Numou’s digital platform, addressing
the funding gap SMEs often face when executing government contracts.

The programme allows SMEs to secure funding while enabling lenders to assess businesses based on

confirmed contracts.

Numou’s digital lending marketplace includes fintech lenders such as CredibleX, Erad, Klubwork,

Ahbi, Zelo and FlapKap, alongside government programmes like the Khalifa Fund for Enterprise

Development’s Abu Dhabi SME Champions Program.

Mohamed Al Binali, General Manager of Numou, said:

“The Procurement Financing initiative aims to ensure that small

businesses with government or corporate contracts no longer

run into cash flow issues, empowering them to deliver

immediately.”

Mohamed Al Binali
The SME Data Warehouse will aggregate data from government entities,

corporate partners and financial institutions, providing lenders with real-time
insights and reducing reliance on traditional collateral and financial statements.

The platform is intended to support more efficient, data-driven credit decisions and strengthen the

UAE’s SME ecosystem.

By linking financing directly to contractual opportunities, Numou aims to provide a more data-driven
approach to SME lending, supporting economic diversification and private sector resilience in the UAE.

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