Page 138 - ETIHAD CREDIT INSURANCE PR REPORT - AUGUST 2024

8/22/24, 9:15 AM %23.8 رﮭﺷأ 5 لﻼﺧ ﻲﺑظوﺑأ ﺔﻓرﻏ نﻋ ةردﺎﺻﻟا ﺄﺷﻧﻣﻟا تادﺎﮭﺷ ﻲﻓ ﺔﯾوﻧﺳ ةدﺎﯾز
English ﻙﺍ ﺷﻻﺍ ﻝﻮﺧﺪﻟﺍ ﺪﻳﺪﺟ ﺪﻳﺪﺟ

ﻊﻳﺭﺎﺸﳌﺍ ، ﻖﻳﺩﺎﻨﺼﻟﺍ ، ﺭﺎﺒﺧﻷﺍ ، ﺕﺎﻛﺮﺸﻟﺍ ﻦﻋ ﺚﺤﺒﻟﺍ ﺕﺎﻛﺮﺸﻟﺍ ﻞﻴﻟﺩ ﺔﻳﺩﻮﻌﺴﻟﺍ

ﺮﻬﺷﺃ 5 ﻝﻼﺧ ﻲﺒﻇﻮﺑﺃ ﺔﻓﺮﻏ ﻦﻋ ﺓﺭﺩﺎﺼﻟﺍ ﺄﺸﻨﳌﺍ ﺕﺍﺩﺎﻬﺷ ﺔ ﻮﻨﺳ ﺓﺩﺎﻳﺯ %23.8
ﻙﺭﺎﺷ ﻡﺍﻭ 2024/08/20

ﻥﺎﻤﺘﺋﻻ ﺩﺎﺤﺗﻻﺍ ﺔﻛﺮﺷ ﻊﻣ ﻥﻭﺎﻌﺘﻟﺎﺑ ﺎﻬﺗﺪﻋﺃ ﺔﺜﻳﺪﺣ ﺔﻴﺜﺤﺑ ﺔﺳﺍﺭﺩ ﻦﻋ ،ﻡﻮﻴﻟﺍ ،ﻲﺒﻇﻮﺑﺃ ﺔﻋﺎﻨﺻﻭ ﺓﺭﺎﺠﺗ ﺔﻓﺮﻏ ﺖﻔﺸﻛ
ﺔﺴﻤﺨﻟﺍ ﺮﻬﺷﻷﺍ ﻝﻼﺧ %23.8 ﺔﺒﺴﻨﺑ ﻱﻮﻨﺳ ﺱﺎﺳﺃ ﻋ ﺔﻓﺮﻐﻟﺍ ﻦﻣ ﺓﺭﺩﺎﺼﻟﺍ ﺄﺸﻨﳌﺍ ﺕﺍﺩﺎﻬﺷ ﻉﺎﻔﺗﺭﺍ ﺕﺮﻬﻇﺃ ،ﺕﺍﺭﺩﺎﺼﻟﺍ
. ﺎﳌﺍ ﻡﺎﻌﻟﺍ ﻦﻣ ﺎﻬﺴﻔﻧ ﺓ ﻔﻟﺍ ﻊﻣ ﺔﻧﺭﺎﻘﻣ ،ﻱﺭﺎﺠﻟﺍ ﻡﺎﻌﻟﺍ ﻦﻣ ﻭﻷﺍ

ﺕﺍﺭﺩﺎﺻ ﺪﻳﺍﺰﺘﳌﺍ ﻮﻤﻨﻟﺍ ﺇ ﺸﻳ ،ﺎﻬﻨﻋ ﺓﺭﺩﺎﺼﻟﺍ ﺓﺄﺸﻨﳌﺍ ﺕﺍﺩﺎﻬﺷ ﻰﻓ ﻉﺎﻔﺗﺭﻻﺍ ﻥﺇ ،ﻲﻔﺤﺻ ﻥﺎﻴﺑ ﺔﻓﺮﻐﻟﺍ ﺖﻟﺎﻗﻭ
.ﺓﺭﺎﻣﻺﻟ ﺔﻴﳌﺎﻌﻟﺍ ﺔﻳﺭﺎﺠﺘﻟﺍ ﺔﻤﺼﺒﻟﺍ ﺯﺰﻌﻳﻭ ،ﺔﻳﺭﺎﺠﺘﻟﺍ ﺹﺮﻔﻟﺍ ﺓﺩﺎ ﺰﻟ ﺔﻴﻠﺤﳌﺍ ﺩﻮﻬﺠﻟﺍ ﺲﻜﻌﻳﻭ ،ﺝﺭﺎﺨﻟﺍ ﺇ ﻲﺒﻇﻮﺑﺃ

ﻋ ،ﻲﺒﻇﻮﺑﺃ ﺔﻓﺮﻏ ءﺎﻀﻋﺃ ﺕﺍﺭﺩﺎﺻ ﺎﻬﺘﻓﺪﻬﺘﺳﺍ ،ﺔﻴﳌﺎﻋﻭ ﺔﻴﻤﻴﻠﻗﺇ ﻕﺍﻮﺳﺃ 10 ﻞﻀﻓﺃ ﺑ ﻦﻣ ءﺎﺟ ،ﺔﺳﺍﺭﺪﻟﺍ ﺐﺴﺤﺑﻭ
.ﺪﻨﻬﻟﺍﻭ ﻕﺍﺮﻌﻟﺍﻭ ﻥﺩﺭﻷﺍ ﻢﺛ ﻦﻣﻭ ﻦ ﺮﺤﺒﻟﺍﻭ ﺮﺼﻣﻭ ﺎﻜ ﺮﻣﺃﻭ ﺮﻄﻗﻭ ﻥﺎﻤﻋﻭ ﺖ ﻮﻜﻟﺍﻭ ﺔﻳﺩﻮﻌﺴﻟﺍ ﺔﻴﺑﺮﻌﻟﺍ ﺔﻜﻠﻤﳌﺍ ، ﺍﻮﺘﻟﺍ

ﻊﻣ ﻦﻣﺍﺰﺗ ﺎﻣ ﻮﻫﻭ ، ﺎﳌﺍ ﻡﺎﻌﻟﺎﺑ ﺔﻧﺭﺎﻘﻣ ﺤﳌﺍ ﻱﺭﺎﺠﺘﻟﺍ ﻁﺎﺸﻨﻟﺍ ﺓﺩﺎﻳﺯ ﺖﻤﻫﺎﺳ ﺔﻓﺮﻐﻟﺍ ﺩﻮﻬﺟ ﻥﺃ ﺇ ﺔﺳﺍﺭﺪﻟﺍ ﺕﺭﺎﺷﺃﻭ
.ﺔﻓﺮﻐﻟﺎﺑ ﺔﻠﺠﺴﳌﺍ ﺓﺪﻳﺪﺠﻟﺍ ﺔﻴﻋﺎﻨﺼﻟﺍ ﺕﺎﻛﺮﺸﻟﺍ ﺩﺪﻋ ﺖﻓﻻ ﻮﻤﻧ

ﺓءﺍﺮﻗ ﻛﻷﺍ ﺮﻬﺷﻷﺍ ﻝﻼﺧ %78 ﺔﺒﺴﻨﺑ ﻱﻮﻨﺳ ﺱﺎﺳﺃ ﻋ ﺔﻇﻮﺤﻠﻣ ﺓﺩﺎﻳﺯ ﻼﺠﺴﻣ ،ﻮﻤﻧ ﻝﺪﻌﻣ ﻋﺃ ﻦ ﺰﺨﺘﻟﺍﻭ ﻞﻘﻨﻟﺍ ﻉﺎﻄﻗ ﺪﻬﺷﻭ
.ﻖﺑﺎﺴﻟﺍ ﻡﺎﻌﻟﺍ ﻦﻣ ﺎﻬﺴﻔﻧ ﺓ ﻔﻟﺎﺑ ﺔﻧﺭﺎﻘﻣ ،ﻱﺭﺎﺠﻟﺍ ﻡﺎﻌﻟﺍ ﻦﻣ ﻭﻷﺍ ﺔﺴﻤﺨﻟﺍ
15.4 ﺡﺮﻄﺑ ﺔﺻﺎﺨﻟﺍ ﺭﺍﺪﺻﻹﺍ ﺓﺮﺸﻧ ﻦﻠﻌ ُ ﺗ ﺔﻴﺋﺍﺬﻐﻟﺍ ﺕﺎﺠﺘﻨﻤﻠﻟ ﺔﻴﺑﺮﻌﻟﺍ ﻦﺣﺎﻄﳌﺍ
35 ﻴﺋﺮﻟﺍ ﻕﻮﺴﻟﺍ ﻢﻬﺳ ﻥﻮﻴﻠﻣ
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ﺖﻌﻗﻭ ﻲﺘﻟﺍ ﻝﻭﺪﻟﺍ ﻊﻣ ﺓﺪﺤﺘﳌﺍ ﺔﻴﺑﺮﻌﻟﺍ ﺕﺍﺭﺎﻣﻹﺍ ﺔﻟﻭﺪﻟ ﺔﻴﻄﻔﻨﻟﺍ ﻏ ﺔﻴﺟﺭﺎﺨﻟﺍ ﺓﺭﺎﺠﺘﻟﺍ ﺔﻤﻴﻗ ﺎﻤﺟﺇ ﻥﺃ ،ﺔﺳﺍﺭﺪﻟﺍ ﺖﻨﻴﺑﻭ
ً
ً
ﺭﺎﻴﻠﻣ 2 ﺔﻤﻴﻘﺑ ﺽﺎ ﺮﻟﺍ ﺎﻳﺭﺎﻤﺜﺘﺳﺍ ﺎﻗﻭﺪﻨﺻ ﻥﺎﻘﻠﻄﺗ ﺮ ﻮﻄﺗﻭ ﺔﻴﻟﺎﳌﺍ ﻲﺤﺟﺍﺮﻟﺍ ﻦﻣ ﻛﺃ ﺇ ﻊﻔﺗﺭﺍ ،ءﺎﻬﺘﻧﻻﺍ ﻦﻣ ﺎﻬﻌﻣ ﺕﺎﺿﻭﺎﻔﳌﺍ ﺖﺑ ﻗﺍ ﻲﺘﻟﺍ ﻝﻭﺪﻟﺍﻭ (CEPA) ﺔﻠﻣﺎﺷ ﺔﻳﺩﺎﺼﺘﻗﺍ ﺔﻛﺍﺮﺷ ﺕﺎﻴﻗﺎﻔﺗﺍ ﺎﻬﻌﻣ
2 ﻝﺎﻳﺭ . ﺎﳌﺍ ﻡﺎﻌﻟﺍ ﺔﻳﺎﻬﻧ ﻝﻮﻠﺤﺑ ﻢﻫﺭﺩ ﺭﺎﻴﻠﻣ 390.5
6 ﻝﺎﻳﺭ ﻥﻮﻴﻠﻣ 278.8 ﺔﻤﻴﻘﺑ ﺔﺻﺎﺧ ﺔﻘﻔﺻ 23 :ﻱﺩﻮﻌﺴﻟﺍ ﻕﻮﺴﻟﺍ
،ﺔﻟﻭﺪﻠﻟ ﻱﺩﺎﺼﺘﻗﻻﺍ ﻮﻤﻨﻟﺍ ﻊﻓﺩ ﺒﻛ ﺪﺣ ﺇ ﺖﻤﻫﺎﺳ ،ﺔﻠﻣﺎﺸﻟﺍ ﺔﻳﺩﺎﺼﺘﻗﻻﺍ ﺔﻛﺍﺮﺸﻟﺍ ﺕﺎﻴﻗﺎﻔﺗﺍ ﻥﺃ ﺔﺳﺍﺭﺪﻟﺍ ﺕﺪﻛﺃﻭ
ً
ﻲﻣﻼﺳﻹﺍ ﺓﺪﺟ ءﺎﻨﻴﻤﺑ ﺎﻴﳌﺎﻋ ﻚﺳ ﻣ ﺔﻛﺮﺸﻟ ﻲﺘﺴﺟﻮﻟ ﺭﺎﻤﺜﺘﺳﺍ ﻛﺃ ﺡﺎﺘﺘﻓﺍ ﻝﻮﺧﺩ ﻞﻴﻬﺴﺗﻭ ﻲﺒﻇﻮﺑﺃ ﺕﺍﺭﺩﺎﺻ ﺔﻈﻔﺤﻣ ﺓﺩﺎﻳﺯ ﺇﻭ ،ﺓﺪﻳﺪﺟ ﺔﻴﺟﺭﺎﺧ ﻕﺍﻮﺳﺃ ﺇ ﻴﺗﺍﺭﺎﻣﻹﺍ ﺭﺎﺠﺘﻟﺍ ﻝﻮﺻﻭ ﺰ ﺰﻌﺗﻭ
3 ﻝﺎﻳﺭ ﺭﺎﻴﻠﻣ 1.3 ﺔﻤﻴﻘﺑ ﺎﻳﺭﻮﻛ ﺔﻳﺭﻮﻬﻤﺟﻭ ﺎﻴﻛﺮﺗﻭ ﺎﻴﺴﻴﻧﻭﺪﻧﺇﻭ ﺪﻨﻬﻟﺍ ﺎﻫﺯﺮﺑﺃ ﻦﻣ ،ﻢﻟﺎﻌﻟﺍ ﺔﻴﺴﻴﺋﺮﻟﺍ ﻕﺍﻮﺳﻷﺍ ﻦﻣ ﺩﺪﻋ ﺇ ﺔﻴﺗﺍﺭﺎﻣﻹﺍ ﺕﺍﺭﺩﺎﺼﻟﺍ
.ﺎ ﺰﻴﻟﺎﻣﻭ
ﻲﻴﻔﺸﺘﺴﻣ ﻋ ﺫﺍﻮﺤﺘﺳﻻﺍ ﺪﻌﺑ ﺔﻴﻗﻮﺴﻟﺍ ﺎﻨﺘﺼﺣ ﻉﺎﻔﺗﺭﺍ ﻊﻗﻮﺘﻧ :ﻪﻟﺩ ﺲﻴﺋﺭ
7 %2 ـﺑ ءﺎﺴﺣﻷﺍﻭ ﻡﻼﺴﻟﺍ
،ﺔﻴﺗﺎﺒﻨﻟﺍ ﺕﻮ ﺰﻟﺍﻭ ،ﺔﻳﻭﺩﻷﺍﻭ ،ﻥﺩﺎﻌﳌﺍﻭ ﺕﻻﻵﺍﻭ ﺔﻴﻧﻭ ﻜﻟﻹﺍ ﺕﺍﺪﻌﳌﺎﻛ ﺕﺎﺠﺘﻨﳌﺍ ﻦﻣ ﺔﻋﻮﻨﺘﻣ ﺔﻋﻮﻤﺠﻣ ﻚﻟﺫ ﻞﻤﺸﻳﻭ
ً ﺎﻘﻴﻠﻌﺗ ﻛﻷﺍ .ﺎﻫ ﻏﻭ

15.4 ﺡﺮﻄﺑ ﺔﺻﺎﺨﻟﺍ ﺭﺍﺪﺻﻹﺍ ﺓﺮﺸﻧ ﻦﻠﻌ ُ ﺗ ﺔﻴﺋﺍﺬﻐﻟﺍ ﺕﺎﺠﺘﻨﻤﻠﻟ ﺔﻴﺑﺮﻌﻟﺍ ﻦﺣﺎﻄﳌﺍ ﺎﻴﺳﺁ ﺯ ﺗ ﺚﻴﺣ ،ﻉﻮﻨﺘﻣ ﻲﳌﺎﻋ ﻝﻮﺻﻭ ﻕﺎﻄﻧ ﻲﻄﻐُﻳ ﺕﺎﺑ ﺕﺍﺭﺎﻣﻹﺍ ﻦﻣ ﺔﻴﻄﻔﻨﻟﺍ ﻏ ﻊﻠﺴﻟﺍ ﺮﻳﺪﺼﺗ ﻁﺎﻤﻧﺃ ﻥﺃ ﺔﺳﺍﺭﺪﻟﺍ ﺖﻨّﻴﺑﻭ
35 ﻴﺋﺮﻟﺍ ﻕﻮﺴﻟﺍ ﻢﻬﺳ ﻥﻮﻴﻠﻣ .ﺔﻴﻟﺎﻤﺸﻟﺍ ﺎﻜ ﺮﻣﺃ ﻢﺛ ﻦﻣﻭ ﻲﺑﻭﺭﻭﻷﺍ ﺩﺎﺤﺗﻻﺍ ﺎﻬﻴﻠﻳ ،ﺓﺪﺋﺍﺭ ﺮﻳﺪﺼﺗ ﺔﻬﺟﻮﻛ
ﺍﺭﺪﻴﻔﻟﺍ ﺮﻀﺤﻣ ﺭﻭﺪﺻ ﺐﻘﻋ ﻕﻼﻏﻹﺍ ﺪﻨﻋ ﺔﻴﻜ ﺮﻣﻷﺍ ﻢﻬﺳﻷﺍ ﺕﺍﺮﺷﺆﻣ ﻉﺎﻔﺗﺭﺍ
ﺕﺍﺭﺩﺎﺻ ﻅﻮﺤﻠﻣ ﻮﻤﻧ ﺇ ﺔﻓﺎﺿﻹﺎﺑ ،ﺎﻴﻘ ﺮﻓﺃﻭ (EFTA) ﺔﻴﺑﻭﺭﻭﻷﺍ ﺓﺮﺤﻟﺍ ﺓﺭﺎﺠﺘﻟﺍ ﺔﻄﺑﺍﺭ ﻯﺮﺧﻷﺍ ﺓﺯﺭﺎﺒﻟﺍ ﻖﻃﺎﻨﳌﺍ ﻞﻤﺸﺗﻭ
9
.ﻰﻄﺳﻮﻟﺍ ﺎﻜ ﺮﻣﺃﻭ ﺎﻴﺳﻮﻧﺎﻴﻗﻭﺃﻭ ﺔﻴﻗﺮﺸﻟﺍ ﺎﺑﻭﺭﻭﺃﻭ ﺔﻴﺑﻮﻨﺠﻟﺍ ﺎﻜ ﺮﻣﺃ ﻦﻣ ﻞﻛ ﺇ ﺔﻟﻭﺪﻟﺍ
ﻝﺎﻳﺭ ﺕﺍﺭﺎﻴﻠﻣ 9 ﺕﻻﻭﺍﺪﺘﺑ ..ﺔﻄﻘﻧ 12187 ﺪﻨﻋ % 0.7ـﺑ ﻊﻔﺗﺮﻳ ﻱﺩﻮﻌﺴﻟﺍ ﻕﻮﺴﻟﺍ
9 ﻊﻣ ،ﺔﻠﻣﺎﺷ ﺔﻳﺩﺎﺼﺘﻗﺍ ﺕﺎﻛﺍﺮﺷ ﺔﻴﻗﺎﻔﺗﺍ 12 ،ﻱﺭﺎﺠﻟﺍ ﻡﺎﻌﻟﺍ ﻦﻣ ﻮﻴﻟﻮﻳ ﻰﺘﺣ ﺖﻌﻗﻭ ﺕﺍﺭﺎﻣﻹﺍ ﺔﻟﻭﺩ ﻥﺃ ﺇ ﺔﺳﺍﺭﺪﻟﺍ ﺕﺭﺎﺷﺃﻭ
ﻦـّﻴﻌﺗﻭ ﻪﺒﻠﻃ ﻋ ءﺎﻨﺑ ﻱﺬﻴﻔﻨﺘﻟﺍ ﺲﻴﺋﺮﻟﺍ ﺪﻘﻋ ﺪﻳﺪﺠﺗ ﻡﺪﻋ ﻋ ﻖﻓﺍﻮﺗ ﺕﺍﺭﺩﺎﺻ ﺓﺪﻋﺍﻭ ﻕﺍﻮﺳﺃ ﻊﻣ ﺓﺪﻳﺪﺟ ﺕﺎﻘﻔﺻ ﻊﻴﻗﻮﺘﻟ ﺕﺎﺸﻗﺎﻨﳌﺍ ﻞﺻﺍﻮﺘﺗ ﺎﻤﻴﻓ ،ﻲﳌﺎﻌﻟﺍﻭ ﻲﻤﻴﻠﻗﻹﺍ ﻯﻮﺘﺴﳌﺍ ﻋ ﻝﻭﺪﻟﺍ ﻦﻣ ﺩﺪﻋ
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9 ﺎﺑﺪﺘﻨﻣ ﺍﻮﻀﻋ .ﺔ ﻮﻴﺣﻭ
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9 2024 ﻝﻭﻷﺍ ﻒﺼﻨﻟﺍ ﻦﻋ %1.5 ﺔﺒﺴﻨﺑ ﺎﺣﺎﺑﺭﺃ ﻉﺯﻮﻳ ﺖﻳﺭ ﺽﺎ ﺮﻟﺍ
ﻲﻴﻔﺸﺘﺴﻣ ﻋ ﺫﺍﻮﺤﺘﺳﻻﺍ ﺪﻌﺑ ﺔﻴﻗﻮﺴﻟﺍ ﺎﻨﺘﺼﺣ ﻉﺎﻔﺗﺭﺍ ﻊﻗﻮﺘﻧ :ﻪﻟﺩ ﺲﻴﺋﺭ
7 %2 ـﺑ ءﺎﺴﺣﻷﺍﻭ ﻡﻼﺴﻟﺍ ﺕﺍﺭﺎﻣﻹﺍ ﻡﺎﻗﺭﺃ ﺏﺎﺴﺣ ﺔﻴﳌﺎﻌﻟﺍ ﻡﺎﻗﺭﺃ ﺏﺎﺴﺣ ﻡﺎﻗﺭﺃ ﺏﺎﺴﺣ ﺏﻮﻴﺗﻮﻳ
7 2024 ﺲﻄﺴﻏﺃ 21 ءﺎﻌﺑﺭﻷﺍ ﻡﻮﻴﻟ ﻱﺩﻮﻌﺴﻟﺍ ﻕﻮﺴﻟﺍ ﺕﺎﺸﻗﺎﻨﻣ ﻊ ِ ﺑﺎﺗ ﻊ ِ ﺑﺎﺗ ﻊ ِ ﺑﺎﺗ YouTube 211K

6 ﻝﺎﻳﺭ ﻥﻮﻴﻠﻣ 278.8 ﺔﻤﻴﻘﺑ ﺔﺻﺎﺧ ﺔﻘﻔﺻ 23 :ﻱﺩﻮﻌﺴﻟﺍ ﻕﻮﺴﻟﺍ
ءﺍﺮﺷ ﻋ ﻥﻮﺗﻮﺼﻳ ﻝﻭﺍﺪﺘﳌﺍ ﻞﺧﺪﻟﺍﻭ ﻮﻤﻨﻠﻟ ﺒﺨﻟﺍ ﺕﺍﺪﺣﻭ ﻮﻜﻟﺎﻣ ..ﺲﻄﺴﻏﺃ 29
6 ﻪﺗﺍﺪﺣﻭ ﻦﻣ %20 ﻕﻭﺪﻨﺼﻟﺍ 0 ﺕﺎﻘﻴﻠﻌﺗ
ﻊﻗﻮﳌﺎﺑ ﺕﺎﻘﻴﻠﻌﺘﻟﺍ ﻞﻛ ﺪﻫﺎﺷ
ﻞﻴﻣﺮﺑ ﻒﻟﺃ 300 ﻦﻣ ﻛﺄﺑ ﺔﻴﻜ ﺮﻣﻷﺍ ﻂﻔﻨﻟﺍ ﺕﺎﻧﻭﺰﺨﻣ ﻉﺎﻔﺗﺭﺍ :ﻝﻭ ﺒﻟﺍ ﺪﻬﻌﻣ
5
ﺨﻟﺍ ﻋ ﻖﻠﻌﻳ ﻦﻣ ﻝﻭﺃ ﻦﻛ

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