Page 123 - AAE PR REPORT - MAY 2025

· Investor sentiment shifts: These fiscal concerns have led to a decline in investor confidence in
the U.S. economy, contributing to a weaker U.S. dollar.

· Asian market reactions: Asian markets have mirrored Wall Street's losses, with concerns about
U.S. debt influencing investor behavior across the region.

If you're considering remitting funds to India, here's what to keep in mind:

· Current rate: At INR23.40 per dirham, the rupee is at a favorable level compared to earlier this
year.

· Market volatility: While the current rate is attractive, currency markets can be volatile.
· Personal circumstances: If you have upcoming expenses in India, it might be prudent to send
money now to take advantage of the current rate.

Smart strategy: Split your transfer

If you're uncertain about the market's direction, consider splitting your remittance:

· Send a portion now: Transfer a part of your funds at the current rate to secure a favorable
exchange.

· Monitor the market: Keep an eye on global economic developments and the U.S. dollar's
performance.

· Transfer remaining funds later: If the rupee strengthens further, you can transfer the remaining
amount at a better rate.

Final thoughts?
The Indian rupee's current rate of INR23.40 per dirham presents a favorable opportunity for
remittances. However, given the potential for market volatility, a cautious approach—such as
splitting your transfer—can help mitigate risks and maximize value.

https://gulfnews.com/your-money/saving-investment/indian-rupee-dips-to-234-should-uae-
based-indians-send-money-home-now-or-wait-1.500136838