Page 36 - AAE PR REPORT - AUGUST 2025

8/15/25, 8:49 AM Al Ansari Reports Record H1 2025 Growth with BFC Boost IHammer Mindset
Net Profit and Earnings
Net profit after tax increased by 3% YoY, reaching AED 212 million. This growth came despite higher finance costs linked to the
loan taken for the BFC acquisition. The increase in earnings per share (EPS) mirrored the net profit trend, underscoring the Group’s
consistent return generation for shareholders.

Operational Growth and Transaction Volumes

Transaction Activity

Al Ansari processed 28 million transactions in H1 2025, marking a 10% YoY increase. This rise demonstrates the Group’s growing
customer base and the strengthening demand for its diverse financial products.

Remittance Business

The remittance market has faced pressures from key corridors, competition from fintech players, and global geopolitical tensions.
Despite this, Al Ansari’s Remittance Operating Income grew by 2% YoY, reflecting its robust fundamentals and adaptability in
challenging market conditions.

Banknotes Segment
The Banknotes Operating Income surged 26% YoY, despite geopolitical pressures affecting certain markets. This growth was
supported by:

Strategic partnerships.

Strong demand for prepaid cards.
Increased tourism across the GCC.

The integration of BFC results.

WPS and Other Services

The Group’s Wage Protection System (WPS) and other services saw operating income jump 36% YoY, fuelled by:

The expanding GCC labour market.

Continued infrastructure and development projects.
Employers prioritising compliance and timely salary disbursements.

Digital Transformation and Innovation

Growth in Digital Transactions

Digital channels recorded a 30% YoY increase in transactions, now accounting for 23% of all outward remittance transactions. This
reflects a clear shift in customer preference towards:

Speed
Convenience

Reliability

The rising adoption is a direct outcome of Al Ansari’s ongoing digital transformation strategy, designed to enhance customer
experience through seamless, secure, and user-friendly services.

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