Page 663 - ETIHAD CREDIT INSURANCE PR REPORT - OCTOBER 2024
P. 663
11/6/24, 11:12 AM نﺎﻣُﻋ تدﯾرﻛو يدوﻌﺳﻟا دارﯾﺗﺳﻻاو رﯾدﺻﺗﻟا كﻧﺑ ﻊﻣ نوﺎﻌﺗﻟا رﯾوطﺗﻟ نﯾﺗﯾﺟﯾﺗارﺗﺳا نﯾﺗﯾﻗﺎﻔﺗا مرﺑﺗ تاردﺎﺻﻟا نﺎﻣﺗﺋﻻ دﺎﺣﺗﻻا
ﺪﻳﺪﺟ
ﻋ ﺚﺤﺒﻟﺍ ﺕﺎﻛﺮﺸﻟﺍ ﻞﻴﻟﺩ ﺔﻳﺩﻮﻌﺴﻟﺍ
ﺸﳌﺍ ﻖﻳﺩﺎﻨﺼﻟﺍ ﺕﺎﺑﺎﺘﺘﻛﻻﺍ ﻥﻮﻠﻠﺤﳌﺍ ﺔﻴﻟﺎﳌﺍ ﺕﺍﺮﺷﺆﳌﺍ ﺔﻴﻟﺎﳌﺍ ﺕﺎﻧﺎﻴﺒﻟﺍ ﺕﺎﻛﺮﺸﻟﺍ ﺕﺎﻣﻮﻠﻌﻣ ﺕﺎﻋﺎﻄﻗ ﺭﺎﺒﺧﻷﺍ
ﺮﻳﺪﺼﺘ ﺍ ﻚﻨ ﻊﻣ ﻥﻭﺎﻌﺘ ﺍ ﺮ\ﻮﻄﺘ _ﺘﻴﺠﻴ ﺍ ﺳﺍ _ﺘ ﺎﻔﺗﺍ ﻡsﺗ ﺕﺍﺭﺩﺎﺼﻟﺍ ﻥﺎﻤﺘﺋﻻ ﺩﺎﺤﺗﻻﺍ
ﺓءﺍﺮﻗ 5ﻛﻷﺍ
ﻥﺎﻤ ُ ﻋ ﺕﺪ\ﺮﻛﻭ ﻱﺩﻮﻌﺴﻟﺍ ﺩﺍ`ﺘ ﻻﺍﻭ
2024 ﺕﺎﺑﺎﺨﺘﻧﺍ
2024/10/17
ﻲﻔﺤﺻ ﻥﺎﻴﺑ
ﻙﺭﺎﺷ
ﺮﺗ :ﺔﻴﻟﻭﺃ ﺞﺋﺎﺘﻧ
ﻦﻠﻌﺗ ﻱﺩﺎﻤﺤﻟﺍ
ﺮﻛﺬﻣ ،ﺓﺪﺤﺘﳌﺍ ﺔﻴﺑﺮﻌﻟﺍ ﺕﺍﺭﺎﻣﻹﺍ ﺔﻟﻭﺩ ¶ ﺕﺍﺭﺩﺎﺼﻟﺍ ﻥﺎﻤﺘﺋﻻ ﺔﻳﺩﺎﺤﺗﻻﺍ ﺔﻛﺮﺸﻟﺍ ،"ﺕﺍﺭﺩﺎﺼﻟﺍ ﻥﺎﻤﺘﺋﻻ ﺩﺎﺤﺗﻻﺍ" ﺖﻣﺮ ّ ﺑﺃ
ُ
ﻥﺎﻤﺘﺋﻻ ﺩﺎﺤﺗﻻﺍ" ﺔﻛﺭﺎﺸﻣ ﻝﻼﺧ ﻚﻟﺫ ءﺎﺟ ."ﻥﺎﻤﻋ ﺕﺪ\ﺮﻛ"ﻭ "ﻱﺩﻮﻌﺴﻟﺍ ﺩﺍ`ﺘﺳﻻﺍﻭ ﺮﻳﺪﺼﺘﻟﺍ ﻚﻨﺑ" ﻦﻣ ﻞﻛ ﻊﻣ ﻢﻫﺎﻔﺗ
ﻡﺎﻗﺭﺃ ـﻟ ﻥﻮﻠﻠﺤﻣ
.ﺔﻴﻧﺎﳌﻷﺍ ﻍ ﺭﻮﺒﻣﺎﻫ ﺔﻨﻳﺪﻣ ¶ ،ﻲﳌﺎﻌﻟﺍ ﻥ `ﺑ ﺩﺎﺤﺗﻻ ﺔﻣﺎﻌﻟﺍ ﺔﻴﻌﻤﺠﻟﺍ ﻝﺎﻤﻋﺃ ¶ "ﺕﺍﺭﺩﺎﺼﻟﺍ
ﺎﻋﺎﻄﻘﻟﺍﻭ ﺔﻴﻟﺎﳌﺍ
ﻮﻌﺴﻟﺍ ﻕﻮﺴﻟﺍ
ﺮﻃﺎﺨﳌﺍ ﺓﺭﺍﺩﺇﻭ _ﻣﺄﺘﻟﺎﺑ ﺔﻘﻠﻌﺘﳌﺍ ﺕﻻﺎﺠﳌﺍ ﻦﻣ ﺪﻳﺪﻌﻟﺍ ¶ ﻥﻭﺎﻌﺘﻟﺍﻭ ﺔﻛﺍﺮﺸﻟﺍ ﺕﺎﻗﻼﻋ ﺰ\ﺰﻌﺗ 7ﺇ ﻢﻫﺎﻔﺘﻟﺍ ﺎﺗ َ ﺮﻛﺬﻣ ﻑﺪﻬﺗﻭ
ﺮﻃﺎﺨﻣ ﺪﺿ _ﻣﺄﺘﻟﺍ ﻚﻟﺫ ¶ ﺎﻤﺑ ،(ﺔﺤﺑﺍﺮﳌﺍﻭ ﻱﺪﻴﻠﻘﺘﻟﺍ) ﻱﺭﺎﺠﺘﻟﺍ ﻥﺎﻤﺘﺋﻻﺍ Dﻋ _ﻣﺄﺘﻟﺍ ﻞﻤﺸﺗﻭ ،ﻲﻤﻴﻠﻗﻹﺍ ﻯﻮﺘﺴﳌﺍ Dﻋ
ﺎﻘﻴﻠﻌﺗ 5ﻛﻷﺍ
ﱠ
ﺪﺿ _ﻣﺄﺘﻟﺍﻭ ،ﺔﻳﺭﺎﺠﺘﻟﺍ `ﻏﻭ ﺔﻳﺭﺎﺠﺘﻟﺍ ﺮﻃﺎﺨﳌﺍ ﺪﺿ _ﻣﺄﺘﻟﺍ ﺕﺍﺭﺎﻣﻹﺍ ﺔﻟﻭﺩ ﻦﻣ ﻦﻳﺭﺪﺼﻤﻠﻟ ﺮﻓﻮ ُ ﻳ ﻱﺬﻟﺍﻭ ،ﺕﺍﺭﺩﺎﺼﻟﺍ ﻥﺎﻤﺘﺋﺍ
ﻞﻤﺸﺗ ﺎﻤﻛ .(ﻱﺩﺮﻔﻟﺍ ﺮﻄﺨﻟﺍ) ﺩﺮﻔﻟﺍ ﻱ ﺸﳌﺍ ﺮﻃﺎﺨﻣ ﺪﺿ _ﻣﺄﺘﻟﺍﻭ ،ﻞﺟﻷﺍ ﺔﻠ\ﻮﻃ ﻭﺃ ﺔﻄﺳﻮﺘﻣ ﻭﺃ ﺓ`ﺼﻗ ﻥﺎﻤﺘﺋﻻﺍ ﺮﻃﺎﺨﻣ
ﺘﻛﺍ ءﺪﺑ ..ﻡﻮﻴﻟﺍ
ً
،ﺔﻄﺳﻮﺘﳌﺍﻭ ﺓ`ﻐﺼﻟﺍ ﺕﺎﺴﺳﺆﳌﺍ ﻞ\ﻮﻤﺗﻭ ،ﻥﻮﻳﺪﻟﺍ ﻊﻴﺑﻭ ،ﺕﺍﺭﺩﺎﺼﻟﺍ ﻞ\ﻮﻤﺗﻭ ،ﺪﻳﺭﻮﺘﻟﺍ ﺮﻃﺎﺨﻣ ﺎﻀﻳﺃ ﻥﻭﺎﻌﺘﻟﺍ ﺕﻻﺎﺠﻣ
\ﺮﺸﺒﻟﺍ ﺩﺭﺍﻮﻤﻠﻟ
.ﺕﺎﻛﺮﺸﻟﺍ ﻞ\ﻮﻤﺗﻭ ،ﺩﺎﻤﺘﻋﻻﺍ ﺏﺎﻄﺧ ﺪﻴﻛﺄﺗﻭ
ﺡﺎﺑﺭﺃ ﺽﺎﻔﺨﻧﺍ
24 7ﻭﻷﺍ ﺮﻬﺷﺃ
ﺕﺎﻛﺍﺮﺸﻟﺍ ﻥﺃ ،"ﺕﺍﺭﺩﺎﺼﻟﺍ ﻥﺎﻤﺘﺋﻻ ﺩﺎﺤﺗﻻﺍ" ﺔﻛﺮﺸﻟ ﻱﺬﻴﻔﻨﺘﻟﺍ ﺲﻴﺋﺮﻟﺍ ،ﻲﻋﻭﺭﺰﳌﺍ ءﺎﺟﺭ ﺓﺩﺎﻌﺳ ﺕﺪﻛﺃ ،ﺩﺪﺼﻟﺍ ﺍﺬﻫ ¶ﻭ
ُ
ُ
ﻥﺎﻤﺘﺋﺍ ﺔﻣﻮﻈﻨﻣ ﺮ\ﻮﻄﺗ ﺭﺎﺴﻣ ¶ ﺔﻴﻋﻮﻧ ﺓﻮﻄﺧ ﻞﺜﻤﺗ "ﻥﺎﻤﻋ ﺕﺪ\ﺮﻛ "ﻭ "ﻱﺩﻮﻌﺴﻟﺍ ﺩﺍ`ﺘﺳﻻﺍﻭ ﺮﻳﺪﺼﺘﻟﺍ ﻚﻨﺑ" ﻊﻣ ﺓﺪﻳﺪﺠﻟﺍ
48 ﻉ ﺯﻮﺗ ﻮﻜﻣﺍﺭﺃ
.ﺭﺎﻤﺜﺘﺳﻻﺍﻭ ﺔﻴﺟﺭﺎﺨﻟﺍ ﺓﺭﺎﺠﺘﻟﺍ ﻕﺎﻓﺁ ﺰ\ﺰﻌﺗﻭ ﺕﺍﺭﺩﺎﺼﻟﺍ
ﻄﳌﺍ ﺡﺎﺑﺭﺃ ﻉﺎﻔﺗﺭﺍ
ﺮﻬﺷﺃ ﺔﻌﺴﺘﻟﺍ
ﱠ
ﺔﻴﻤﻨﺗﻭ ﻥﻭﺎﻌﺘﻟﺍ ﺪﻴﻃﻮﺗ Dﻋ "ﺕﺍﺭﺩﺎﺼﻟﺍ ﻥﺎﻤﺘﺋﻻ ﺩﺎﺤﺗﻻﺍ" ﺹﺮﺣ ﻥﺍﺪﺴﺠﺗ _ﺗﺮﻛﺬﳌﺍ _ﺗﺎﻫ ﻥﺃ 7ﺇ ﺎﻬﺗﺩﺎﻌﺳ ﺕﺭﺎﺷﺃﻭ
(%20-)
ً
،ﺔﻴﻠﺤﳌﺍ ﺕﺍﺭﺩﺎﺼﻟﺍ ﺔﻣﻮﻈﻨﻤﺑ ﺔﻘﺜﻟﺍ ﺦﻴﺳﺮﺗ ¶ ﻢﻬﺴ ُ ﻳ ﺎﻤﺑ ،ﺔﻴﻧﺎﻤﺘﺋﻻﺍ ﺕﻻﺎﺠﳌﺍ ¶ ﺎﻴﻤﻴﻠﻗﺇ ﺓﺪﺋﺍﺮﻟﺍ ﺕﺎﺴﺳﺆﳌﺍ ﻊﻣ ﺕﺎﻛﺍﺮﺸﻟﺍ
ﻦﻠﻌﺗ ﻱﺩﺎﻤﺤﻟﺍ
ﺰﻛﺮﻤﻛ ﺕﺍﺭﺎﻣﻹﺍ ﺔﻟﻭﺩ ﺔﻧﺎﻜﻣ ﺦﻴﺳﺮﺗﻭ ،ﺔﻴﳌﺎﻌﻟﺍ ﻕﺍﻮﺳﻷﺍ ﻦﻣ ﻊﺳﻭﺃ ﻕﺎﻄﻧ 7ﺇ ﺄﺸﻨﳌﺍ ﺔﻴﺗﺍﺭﺎﻣﺇ ﺕﺎﺠﺘﻨﳌﺍ ﻝﻮﺧﺩ ﻞﻴﻬﺴﺗﻭ
ٍ
.ﺔﻴﳌﺎﻌﻟﺍ ﺓﺭﺎﺠﺘﻟﺍﻭ ﺭﺎﻤﺜﺘﺳﻼﻟ ﻱﻮﻴﺣ
ﻮﻌﺴﻟﺍ ﻕﻮﺴﻟﺍ
ﻝﺎﻳﺭ
ُ
ﻥﻭﺎﻌﺘﻟﺍ ﺲﻠﺠﻣ ﻝﻭﺩ ¶ ﺎﻨﺋﺍﺮﻈﻧ ﻊﻣ ﺔﻛﺍﺮﺸﻟﺍﻭ ﻥﻭﺎﻌﺘﻟﺍ ﺕﺎﻗﻼﻋ ﺮ\ﻮﻄﺘﻟ ﺓ`ﺒﻛ ﺔﻴﻤﻫﺃ <ﻮﻧ" :ﺎﻬﺗﺩﺎﻌﺳ ﺖﻓﺎﺿﺃﻭ
ﺮﺗ :ﺔﻴﻟﻭﺃ ﺞﺋﺎﺘﻧ
ﺔﻳﺭﺎﻤﺜﺘﺳﺍ ﺔﺌﻴﺑ `ﻓﻮﺗ ﻑﺪﻬﺑ ،ﺮﻃﺎﺨﳌﺍ ﺓﺭﺍﺩﺇﻭ ﺕﺍﺭﺩﺎﺼﻟﺍ ﻞ\ﻮﻤﺗﻭ ﻱﺭﺎﺠﺘﻟﺍ ﻥﺎﻤﺘﺋﻻﺍ _ﻣﺄﺗ ﺕﻻﺎﺠﻣ ¶ ﺎﻤﻴﺳ ﻻ ،ﻲﺠﻴﻠﺨﻟﺍ
ً
ﺞﺘﻨ ُ ﻤﻠﻟ ﺔﻴﺴﻓﺎﻨﺘﻟﺍ ﺓﺭﺪﻘﻟﺍ ﺯﺰﻌﺗﻭ ،ﺎﻬﻟ ﺍﺮﻘﻣ ﺔﻟﻭﺪﻟﺍ ﻦﻣ ﺬﺨﺘﺗ ﻲﺘﻟﺍ ﺮﻳﺪﺼﺘﻟﺍ ﺓﺩﺎﻋﺇﻭ ﺮﻳﺪﺼﺘﻟﺍ ﺕﺎﻛﺮﺷ ﻢﻋﺪﺗ ،ﺔﻧﺮﻣﻭ ﺔﻨﻣﺁ
ﺲﻠﺠﻣ ﻝﻭﺩ ﺕﺍﺩﺎﺼﺘﻗﺍ ﻉﻮﻨﺗﻭ ﺔﻣﺍﺪﺘﺳﺍ ﺰ\ﺰﻌﺗ ¶ ﻡﺎﻬﺳﻹﺍ 7ﺇ ﻙ ﺸﳌﺍ ﺎﻨﻧﻭﺎﻌﺗ ﻝﻼﺧ ﻦﻣ ﻊﻠﻄﺘﻧﻭ .ﻲﻄﻔﻨﻟﺍ `ﻏ Fﺤﳌﺍ
ﺔﻨﻄﻠﺳﻭ ﺔﻳﺩﻮﻌﺴﻟﺍ ﺔﻴﺑﺮﻌﻟﺍ ﺔﻜﻠﻤﳌﺍﻭ ﺓﺪﺤﺘﳌﺍ ﺔﻴﺑﺮﻌﻟﺍ ﺕﺍﺭﺎﻣﻹﺍ ﺔﻟﻭﺩ ﻦﻣ ﻞﻛ ¶ ﺕﺎﻛﺮﺸﻟﺍ ﺰﻴﻔﺤﺗﻭ ،ﻲﺠﻴﻠﺨﻟﺍ ﻥﻭﺎﻌﺘﻟﺍ
ُ
."ﺔﻴﻟﻭﺪﻟﺍ ﻕﺍﻮﺳﻷﺍ ¶ ﻦ\ ﺸﳌﺍﻭ ﻦﻳﺩﺭﻮﺘﺴﳌﺍ ﻊﻣ ﺔﻘﺜﺑ ﺕﺎﻘﻔﺼﻟﺍ ﻡﺍﺮﺑﺇ Dﻋ ﻥﺎﻤﻋ
ﺩﺍ`ﺘﺳﻻﺍﻭ ﺮﻳﺪﺼﺘﻟﺍ ﻚﻨﺒﻟ ﻱﺬﻴﻔﻨﺘﻟﺍ ﺲﻴﺋﺮﻟﺍ ،ﺐﻠﺨﻟﺍ ﺰ\ﺰﻌﻟﺍﺪﺒﻋ ﻦﺑ ﺪﻌﺳ ﺱﺪﻨﻬﳌﺍ <ﺎﻌﻣ ﻝﺎﻗ ؛ﻪﺒﻧﺎﺟ ﻦﻣ
ﺔﻟﻭﺩﻭ ﺔﻳﺩﻮﻌﺴﻟﺍ ﺔﻴﺑﺮﻌﻟﺍ ﺔﻜﻠﻤﳌﺍ _ﺑ ﺓﺪﻋﺍﻭ ﺔﻳﺭﺎﻤﺜﺘﺳﺍﻭ ﺔﻳﺭﺎﺠﺗ ﻕﺎﻓﺁ ﺢﺘﻓ 7ﺇ ﺓﺮﻛﺬﳌﺍ هﺬﻫ ﻝﻼﺧ ﻦﻣ ﻰﻌﺴﻧ":ﻱﺩﻮﻌﺴﻟﺍ
https://www.argaam.com/ar/article/articledetail/id/1761609 1/3
