Page 58 - ECI PR REPORT - MAY 2025

5/28/25, 9:23 AM Etihad Credit Insurance Achieves AED16.2 Billion In Insured Turnover With 15.7% Growth - UrduPoint
Furthermore, the report revealed that ECI offers coverage of up to AED500 million per risk, with 60 percent of that
amount ceded under a quota-share arrangement. This structure is backed by nine reinsurers rated 'A' and above,
reaffirming ECI’s robust reinsurance treaty.

The report also highlighted ECI’s commitment to supporting clients beyond credit insurance. This commitment was
demonstrated by the company’s effective handling of overdue payments, which resulted in the collection
of AED 158 million from overdue payments, achieving collection success rate of 77 percent. With this, the total debt
collected by ECI since its inception has risen to AED528 million, an 87 percent recovery success rate.

The report further detailed the composition of ECI’s portfolio, noting that 70 percent of its exposure lies in Short-Term
Credit Insurance (ST), which supports high-frequency trade cycles, particularly in manufacturing, ICT, and agri-
exports. Medium and Long-Term (MLT) commitments account for 17 percent of the portfolio, highlighting ECI’s
growing involvement in infrastructure, energy, and other capital-intensive sectors. The remaining 13 percent is
dedicated to Political Risk Insurance (PRI).

In terms of geographic distribution, the report identified Saudi Arabia as ECI’s largest export market within the Gulf
and wider MENA region, accounting for 7 percent of the company’s total exposure. ECI also provided notable
coverage for exports to Egypt, Oman, Qatar, and Bahrain, highlighting the strength of intra-regional trade. Beyond
the middle East, ECI supported significant trade flows to leading Asian economies such as India and Singapore, while
also facilitating UAE exports to Europe - including the UK and EU - and America. Furthermore, ECI signed around 28
agreements with government export credit agencies worldwide, including US EXIM, Korea Eximbank, Sinosure,
BPI France, solidifying ECI’s position as a trusted partner for international trade.

Finally, the report also outlined ECI’s plans to leverage the UAE’s Comprehensive Economic Partnership Agreements
(CEPAs) to further enhance trade and strengthen commercial relations. These efforts will be supported by ECI’s
expanding information database, which grants access to over 400 million corporates globally, empowering UAE-
based exporters with valuable insights and intelligence.

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