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Well-meaning friends and family might tell you that hiring a financial advisor %u201cisn%u2019t worth it.%u201d One of my clients, after losing her husband, had to take care of herself and her two young kids. Her friend promised to help her instead of hiring an advisor. However, my client realized that her friend%u2019s situation was different and that she needed more than just investment advice. She needed someone to guide her through many decisions for her family%u2019s future.Here%u2019s what you need to think about to invest wisely and grow your wealth:%u2022 Do you have the time to research complex financial issues?There%u2019s a ton of info online, but it%u2019s hard to know what%u2019s accurate. Missing a key detail, like income limits on a Roth IRA, could mean extra taxes you don%u2019t want to pay.%u2022 Will you stay invested when the market drops? Big drops are followed by big gains, but many panic and pull out money at the worst time, losing most of their wealth.%u2022 Do you know the right professionals to help with all aspects of your finances? A good financial advisor will recommend trusted experts like CPAs, insurance agents, estate attorneys, and realtors to complete your retirement plan.Question 5 CAN I MANAGE MY FINANCES ON MY OWN?%u201cRuzanna of Queenvest exceeded my expectations regarding the support, assistance, and communication she provided me. I was comfortable asking questions and she explained things in terms I could understand. Ruzanna managed my money and accounts very well. I was happy with the results.%u201d Sincerely, Deborah O%u2019Leary Murphy