Page 5 - KCCU Health & Welfare SPD
P. 5
Prudent Actions by Plan Fiduciaries .......................................................................................28
Enforce Your Rights ...............................................................................................................28
Assistance with Your Questions .............................................................................................29
Your HIPAA Rights ..................................................................................................................30
Health Insurance Portability and Accountability Act (HIPAA) ..................................................30
Certificate of Creditable Coverage .........................................................................................31
Your COBRA Continuation Coverage Rights ........................................................................32
Continuing Health Care Coverage through COBRA ...............................................................32
COBRA Qualifying Events and Length of Coverage ...............................................................32
18-Month Continuation .......................................................................................................32
36-Month Continuation .......................................................................................................33
Cost of COBRA Coverage .....................................................................................................33
When COBRA Coverage Ends ..............................................................................................34
Definitions ...............................................................................................................................35
Adoption of the Plan ...............................................................................................................38
APPENDIX A ............................................................................................................................39
APPENDIX B ............................................................................................................................41
APPENDIX C ............................................................................................................................45
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