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Table of Contents







               Benefit Enrollment Reminders..................................................................................................................... 3

               Qualified Changes of Status...................................................................................................................... 4‐5

               Glossary of Terms.................................................................................................................................... 6-10

               Open Enrollment Information............................................................................................................... 11‐12
               PPO $1000 Overview.................................................................................................................................. 13

               HDHP $2000 Overview .............................................................................................................................. 14

               PPO $2000 Overview.................................................................................................................................. 15

               PPO $3000 Overview.................................................................................................................................. 16

               Delta Dental Overview................................................................................................................................ 17
               Eyemed Vision Overview............................................................................................................................ 18

               Unum Overview.......................................................................................................................................... 19

               Health Care Spending Account................................................................................................................... 20

               Dependent Care Spending Account............................................................................................................ 21

               Health Savings Account  ............................................................................................................................. 22
               401k Plan ................................................................................................................................................... 23

               Contact Information ................................................................................................................................... 24
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